987 High Summit Dr, Talking Rock, GA 30175 Property Records

Gilmer County property record for 987 High Summit Dr, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,462 sqft · built 2024
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$91,900 (Apr 2021)
Tax Bill	$1,936 (2025)
Deeds & Mortgages	Dec 2023 Construction Loan Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`3101H 065`

Property Details

APN / Parcel Number

Primary APN	`3101H 065`
Alternative APN	`39818`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,462 sqft Heated Area
1st Floor Area	1,556 sqft
2nd Floor Area	576 sqft
Basement Area	1,368 sqft
Unfinished Basement	1,368 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Area	728 sqft
Porch	Open Porch
Porch Area	477 sqft
Patio Area	532 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39818
Street Address	987 HIGH SUMMIT DR
City	TALKING ROCK
State	GA
Zip	30175-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 65 THE VINEYARD AT YUKON PH 2
Legal Subdivision	THE VINEYARD AT YUKON
Legal Phase	2
Legal Lot Number	65
Jurisdiction	GILMER GA
Township / Civil Division	SOUTH GILMER
Census Block Group	1
Census Block	1024
Census Tract	80500

Owner

Source: Gilmer County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	987 HIGH SUMMIT DR, TALKING ROCK, GA 30175-1510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · Construction Mortgage BANK OZK
Apr 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Deed Document Number	0000237424
Deed Book / Page	2374 / 24
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	987 HIGH SUMMIT DR, TALKING ROCK, GA 30175-1510
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9838 SOUR MASH LN, SODDY DAISY, TN 37379-7248

Mortgage

Document Number	0000002649/0000000398
Date	Dec 19, 2023
Book Page	0000002649/0000000398

Lender

Name	BANK OZK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Apr 23, 2021
Property Address	987 HIGH SUMMIT DR, TALKING ROCK, GA 30175-1510
Document Number	0002374/24
Book / Page	2374 / 24
Instrument Date	Apr 23, 2021
Instrument	2021-001720
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9838 SOUR MASH LN, SODDY DAISY, TN 37379-7248

Tax Assessment & Valuation

Source: Gilmer County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,936.00 (+188.52%) Homeowner's exemption Senior Citizen's exemption	$307,800 (+632.86%) Land $44,000 Building $263,800	$769,500 (+632.86%) Land $110,000 Building $659,500
2023	$671.00 (-0.59%)	$42,000 (+9.38%) Land $42,000	$105,000 (+9.38%) Land $105,000
2022	$675.00	$38,400 Land $38,400	$96,000 Land $96,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: ETC, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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