987 Donnell Rd, Chipley, FL 32428 Property Records

Washington County property record for 987 Donnell Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,427 sqft · built 2005
Lot Size	1.51 acres (65,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Dec 2023)
Tax Bill	$3,303 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000022660002`

Property Details

APN / Parcel Number

Primary APN	`000022660002`
Alternative APNs	`00000000-00-2266-0002` `22660002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,427 sqft Living Area
Gross Area	3,445 sqft
1st Floor Area	2,427 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2014
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	65,775 sqft (1.51 acres)
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Porch	Finished/Open Porch
Porch Area	210 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	987 DONNELL RD
City	CHIPLEY
State	FL
Zip	32428-6363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11 4 13 1.51 ORB 1290 P 957 BG SEC OF W2 OF SW4 OF SW4, W 200, N 331.06, E 199.71 TO E LN, S 331.06 TO POB, ORB 1296 P 654
Legal Range	13W
Legal Township	04S
Legal Section	11
Legal Block	2
Legal Lot Number	2
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1025
Census Tract	970104

Owner

Source: Washington County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	987 DONNELL RD, CHIPLEY, FL 32428-6363
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 20, 2024	Intrafamily Transfer, Transfer NORTHWEST TITLE GROUP LLC
Dec 28, 2023	Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK
Oct 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SOUTH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	20238888
Deed Book / Page	1290 / 957
Last Transfer Date	Jan 18, 2024
Transfer Doc	0067001344
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Recording Date	Aug 10, 2026
Property Address	987 DONNELL RD, CHIPLEY, FL 32428-6363
Document Number	0000006162
Book / Page	1380 / 360
Instrument Date	Jul 8, 2026
Instrument	20266162
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 DONNELL RD, CHIPLEY, FL 32428-6363

Mortgage

Document Number	0000006162,
Date	Aug 10, 2026
Book Page	1380/360
Instrument	20266162

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Feb 20, 2024
Property Address	987 DONNELL RD, CHIPLEY, FL 32428-6363
Document Number	0067001344
Book / Page	1296 / 654
Instrument Date	Jan 18, 2024
Instrument	202467001344
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	987 DONNELL RD, CHIPLEY, FL 32428-6363

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 DONNELL RD, CHIPLEY, FL 32428-6363

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Dec 28, 2023
Property Address	987 DONNELL RD, CHIPLEY, FL 32428-6363
Document Number	0067008888
Book / Page	1290 / 957
Instrument Date	Dec 26, 2023
Instrument	202367008888
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	856 2ND ST, CHIPLEY, FL 32428-2208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 WHITTINGTON RD, CHIPLEY, FL 32428-4035

Mortgage

Document Number	0000000959
Date	Dec 28, 2023
Instrument	1290/959

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	987 DONNELL RD, CHIPLEY, FL 32428-6363
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 DONNELL RD, CHIPLEY, FL 32428-6363

Mortgage

Document Number	0067006887
Date	Oct 2, 2023
Book Page	1284/316
Instrument	202367006887

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union
Address	CHIPLEY, FL 32428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	8.25%
Index	1-Year T-Bill
Max Rate	12.2%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,303.00 (+2.29%) Homeowner's exemption	$279,338 (-0.46%) Land $12,835 Building $266,503	$279,338 (-0.46%) Land $12,835 Building $266,503
2024	$3,229.00 (+73.32%) Homeowner's exemption	$280,642 (+58.43%) Land $11,325 Building $269,317	$280,642 (+8.09%) Land $11,325 Building $269,317
2023	$1,863.00 (+8%) Homeowner's exemption	$177,138 (+6.76%)	$259,646 (+13.07%) Land $11,325 Building $248,321
2022	$1,725.00 Homeowner's exemption	$165,928	$229,636 Land $9,362 Building $220,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum, T-Mobile.

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