987 Crows Nest Ln, El Cajon, CA 92019 Property Records

San Diego County property record for 987 Crows Nest Ln, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,100 sqft · built 2003
Lot Size	18 acres (784,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,175,000 (Sep 2022)
Tax Bill	$14,850 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`510-081-16-00`

Property Details

APN / Parcel Number

Primary APN	`510-081-16-00`
Alternative APN	`5100811200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,100 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	784,080 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	987 CROWS NEST LN
City	EL CAJON
State	CA
Zip	92019-1500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A72
Legal Description	SEC 1-16-1E LOT 1 18 AC M/L IN LOTS 2&
Legal Range	01E
Legal Township	16
Legal Section	01
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	15502

Owner

Source: San Diego County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1911 N BUENA VISTA ST, 305, BURBANK, CA 91504-3393
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jun 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage DEUTSCHE BANK TRUST CO AMERICAS
Jan 8, 2018	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Jan 8, 2018 · Amount on Record
Deed Document Number	2022351449
Prior Transfer Date	Jun 27, 2007
Prior Transfer Doc	0000454460
Record Updated	Sep 20, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 1, 2022
Property Address	987 CROWS NEST LN, EL CAJON, CA 92019-1500
Document Number	0000351449
Instrument Date	Aug 5, 2022
Instrument	2022-0351449
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1911 N BUENA VISTA ST UNIT 305, 305, BURBANK, CA 91504-3393

Mortgage

Document Number	0000351450
Date	Sep 1, 2022
Instrument	2022-0351450

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.62%
Index	Other
Margin	3
Max Rate	9.62%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	987 CROWS NEST LN, EL CAJON, CA 92019-1500
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000451436
Date	Jun 21, 2021
Instrument	2021-0451436

Lender

Name	DEUTSCHE BANK TRUST CO AMERICAS
Type	Bank
Address	SANTA ANA, CA 92705

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 8, 2018
Property Address	987 CROWS NEST LN, EL CAJON, CA 92019-1500
Document Number	0000008049
Map Reference	MAP 1961
Instrument Date	Nov 13, 2017
Instrument	2018-0008049
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 CROWS NEST LN, EL CAJON, CA 92019-1500

Mortgage

Document Number	0000008050
Date	Jan 8, 2018
Instrument	2018-0008050

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Dehesa Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,246,918 (+2%) Land $742,845 Building $504,073
2025	$14,850.00 (+10.6%)	$1,222,470 (+9.74%) Land $728,280 Building $494,190
2023	$13,427.00 (+42.89%)	$1,114,000 Land $663,000 Building $451,000
2022	$9,397.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1993–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: SDWISP, Verizon.

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