Cooke County property record for 987 Co Rd 123, Gainesville, TX 76240
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 3,494 sqft · built 1979 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,625 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0868-036-00000 |
| Primary APN | 0868-036-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 3,494 sqft Living Area |
| Gross Area | 5,111 sqft |
| 1st Floor Area | 3,494 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 1,000 sqft |
| Carport | Carport |
| Carport Area | 1,000 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 300 sqft |
| Porch | Slab |
| Porch Area | 219 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0868-036-00000 |
|---|---|
| Street Address | 987 COUNTY ROAD 123 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-7677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | RANDOLPH JM 0868 ACRES 1.0 |
| Legal Subdivision | RANDOLPH JM |
| Jurisdiction | COOKE TX |
| Township / Civil Division | CALLISBURG |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 100 |
987 Co Rd 123, a rural home, is owned and occupied by an individual.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 987 COUNTY ROAD 123, GAINESVILLE, TX 76240-7677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 987 Co Rd 123 was $5,625 with exemptions applied, up 294.5% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,625.00 (+294.46%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $370,482 (-) Land $36,615 Building $333,867 | $370,482 (-) Land $36,615 Building $333,867 |
| 2025 | $1,426.00 (-21.95%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $370,482 Land $36,615 Building $333,867 | $370,482 Land $36,615 Building $333,867 |
| 2024 | $1,827.00 | ||
| 2023 | $325,934 | $380,086 Land $27,000 Building $353,086 | |
| 2022 | $3,426.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 987 Co Rd 123 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1990–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Nov 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 987 Co Rd 123 is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 68% of Texas |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: ElektraFi, Element8, Optimum, T-Mobile.
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