Walton County property record for 987 Brushed Dunes Cir, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,675 sqft · built 2013 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | Individual Name on File |
| Last Sale | $337,500 (Jul 2019) |
| Tax Bill | $2,458 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer Jun 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-1S-18-14040-00D-0020 |
| Primary APN | 15-1S-18-14040-00D-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,675 sqft Living Area |
| Gross Area | 3,994 sqft |
| 1st Floor Area | 2,675 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 235 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 987 BRUSHED DUNES CIR |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-6266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GA |
| Legal Description | LOT 2 BLK D WINDSWEPT ESTATES PH 4 PB 16-30 OR 2657-4857 OR 2661-1650 OR 2674-145 OR 2842-4538 OR 2860-624 OR 3113-1539 OR 3271-3687 |
| Legal Range | 18W |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | WINDSWEPT ESTATES PH 4 |
| Legal Phase | 4 |
| Legal Block | D |
| Legal Lot Number | 2 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 950501 |
Source: Walton County records · APN 15-1S-18-14040-00D-0020
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 987 BRUSHED DUNES CIR, FREEPORT, FL 32439-6266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2022 | Correction Deed ATTORNEY ONLY, ATTORNEY |
| Jun 01, 2022 | Deed of Trust, Mortgage · Line of Credit CULLMAN SAVINGS BANK |
| Jun 09, 2022 | ATTORNEY ONLY, ATTORNEY |
| Oct 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CULLMAN SAVINGS BANK |
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 31, 2019 | Warranty Deed, Transfer MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on Record |
| Deed Sale | Jul 31, 2019 · Amount on Record |
| Prior Sale | Feb 22, 2011 · Amount on Record |
| Deed Document Number | 201925911 |
| Deed Book / Page | 3113 / 1539 |
| Last Transfer Date | Oct 03, 2022 |
| Transfer Doc | 0032713687 |
| Record Updated | Jun 08, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 01, 2022 |
| Property Address | 987 BRUSHED DUNES CIR, FREEPORT, FL 32439-6266 |
| Document Number | 0032713687 |
| Book / Page | 3271 / 3687 |
| Map Reference | MB 16 PG 30&30A-30E |
| Instrument Date | Oct 03, 2022 |
| Instrument | 20220048111 |
| Record Updated | Nov 16, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 987 BRUSHED DUNES CIR, 987, FREEPORT, FL 32439-6266 |
| Name | Verified Name |
|---|---|
| Address | 987 BRUSHED DUNES CIR, FREEPORT, FL 32439-6266 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 987 BRUSHED DUNES CIR, FREEPORT, FL 32439-6266 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 987 BRUSHED DUNES CIR, FREEPORT, FL 32439-6266 |
| Document Number | 0032542555 |
|---|---|
| Date | Jun 01, 2022 |
| Book Page | 3254/2555 |
| Instrument | 20220025823 |
| Name | CULLMAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CULLMAN, AL 35055 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Dec 01, 2022 |
| Jurisdiction | WALTON FL |
|---|---|
| Recording Date | Jun 09, 2022 |
| Property Address | 987 BRUSHED DUNES CIR, FREEPORT, FL 32439-6266 |
| Document Number | 0032553103 |
| Book / Page | 3255 / 3103 |
| Map Reference | MB 16 PG 30,30A-30E |
| Instrument Date | Jun 02, 2022 |
| Instrument | 20220027090 |
| Record Updated | Jun 27, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 987 BRUSHED DUNES CIR, FREEPORT, FL 32439-6266 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031222801 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 3122/2801 |
| Instrument | 20190037888 |
| Name | CULLMAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CULLMAN, AL 35055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 987 BRUSHED DUNES CIR, FREEPORT, FL 32439-6266 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0032211312 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 3221/1312 |
| Instrument | 20210052036 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jul 31, 2019 |
| Property Address | 987 BRUSHED DUNES CIR, FREEPORT, FL 32439-6266 |
| Document Number | 0031131539 |
| Book / Page | 003113 / 001539 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 25911 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2019 |
| Title Company | MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,362.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 63 SAINT FRANCIS DR N MIRAMAR BEACH FL 325508201, MIRAMAR BEACH, FL 32550-8201 |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,458.00 (+1.82%) | $326,567 (-23.88%) | $430,814 (+0.41%) Land $81,000 Building $349,814 |
| 2024 | $2,414.00 (+3.69%) | ||
| 2023 | $2,328.00 (+0.74%) Homeowner's exemption | $429,040 (+11.02%) Land $76,000 Building $353,040 | $429,040 (+11.02%) Land $76,000 Building $353,040 |
| 2022 | $2,311.00 Homeowner's exemption | $386,470 Land $73,538 Building $312,932 | $386,470 Land $73,538 Building $312,932 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 68 (1990–2020) |
| Claims Outside the SFHA | 15 of 68 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
Based on FCC filings for 73 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures