987 470th St, Cleghorn, IA 51014 Property Records

Cherokee County property record for 987 470th St, Cleghorn, IA 51014

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,174 sqft · built 2001
Lot Size5.19 acres (226,076 sqft)
Owner2 Individual Names on File
Tax Bill$4,452 (2026)
Flood ZoneZone X (minimal risk)
APN0228400006

Property Details

APN / Parcel Number

Primary APN0228400006

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths4 Half Baths
Total Rooms10 Rooms
Stories1 Story
Building Area3,174 sqft Living Area
1st Floor Area1,775 sqft
Basement Area1,775 sqft
Unfinished Basement1,775 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area226,076 sqft (5.19 acres)
Garage TypeAttached
Garage Area530 sqft
Parking Spaces2 Parking Spaces
Patio Area485 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerSeptic

Location & Zoning

Street Address987 470TH ST
CityCLEGHORN
StateIA
Zip51014-7038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS283' E800' SE SE 2357
Legal Range41W
Legal Township93N
Legal Section28
Legal Block400
JurisdictionCHEROKEE IA
Township / Civil DivisionLIBERTY
Census Block Group2
Census Block2070
Census Tract80200

Owner

987 470th St is owned and occupied by two individuals.

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address987 470TH ST, CLEGHORN, IA 51014-7038
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 987 470th St was $4,452 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyCherokee County
Unified School DistrictMarcus-Meriden-Cleghorn Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,452.00$456,770 (-) Land $46,550 Building $410,220$456,770 (-) Land $46,550 Building $410,220
2025$4,452.00 (+2.3%) Homeowner's exemption$456,770 Land $46,550 Building $410,220$456,770 Land $46,550 Building $410,220
2024$4,352.00
2023$433,000 (+37.78%) Land $46,550 Building $386,450$433,000 Land $46,550 Building $386,450
2022$3,702.00 Homeowner's exemption$314,260 Land $37,240 Building $277,020
2021$314,260 Land $37,240 Building $277,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 987 470th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 987 470th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C-M-L Telephone Cooperative Association
Fiber
1,000 / 500
T-Mobile
Fixed Wireless
100 / 20

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