9869 San Cristobal Rd, Spring Valley, CA 91977 Property Records

San Diego County property record for 9869 San Cristobal Rd, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,800 sqft · built 1995
Lot Size	0.473 acres (20,600 sqft)
Owner	Individual Name on File
Last Sale	$369,000 (Oct 2010)
Tax Bill	$6,199 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`501-091-05-00`

Property Details

APN / Parcel Number

Primary APN	`501-091-05-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,800 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	20,600 sqft (0.473 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9869 SAN CRISTOBAL RD
City	SPRING VALLEY
State	CA
Zip	91977-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 246 TR 002175
Legal Subdivision	CASA DE ORO AVOCADO ESTATES
Legal Tract	002175
Legal Block	2
Legal Lot Number	246
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	13601

Owner

9869 San Cristobal Rd is owned and occupied by an individual who acquired it in March 2020.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	9869 SAN CRISTOBAL RD, SPRING VALLEY, CA 91977-1325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage MORIA DEVELOPMENT INC
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Mar 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WINNPOINTE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2010 · Amount on File
Deed Sale	Oct 21, 2010 · Amount on File
Prior Sale	May 13, 2010 · Amount on File
Deed Document Number	2010566120
Last Transfer Date	Mar 19, 2020
Transfer Doc	0000157833
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9869 SAN CRISTOBAL RD, SPRING VALLEY, CA 91977-1325
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000446204
Date	Sep 28, 2017
Instrument	2017-0446204

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company
Address	CHANDLER, AZ 85226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9869 SAN CRISTOBAL RD, SPRING VALLEY, CA 91977-1325
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000366982
Date	Aug 28, 2019
Instrument	2019-0366982

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9869 SAN CRISTOBAL RD, SPRING VALLEY, CA 91977-1325
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9869 SAN CRISTOBAL RD, SPRING VALLEY, CA 91977-1325

Mortgage

Document Number	0000660670
Date	Oct 27, 2020
Instrument	2020-0660670

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2020
Property Address	9869 SAN CRISTOBAL RD, SPRING VALLEY, CA 91977-1325
Document Number	0000157833
Map Reference	MAP 2175
Instrument Date	Mar 19, 2020
Instrument	2020-0157833
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9869 SAN CRISTOBAL RD, SPRING VALLEY, CA 91977-1325

Mortgage

Document Number	0000157834
Date	Mar 27, 2020
Instrument	2020-0157834

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9869 San Cristobal Rd was $6,199 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$481,801 (+2%) Land $248,283 Building $233,518
2025	$6,199.00 Homeowner's exemption	$472,355 Land $243,415 Building $228,940
2023	$5,778.00 (+1.62%) Homeowner's exemption	$454,014 Land $233,964 Building $220,050
2022	$5,686.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9869 San Cristobal Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9869 San Cristobal Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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