Trumbull County property record for 9868 Ridge Rd, Kinsman, OH 44428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,829 sqft · built 1870 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,714 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-039575 |
| Primary APN | 09-039575 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,829 sqft Living Area |
| 1st Floor Area | 2,140 sqft |
| Upper Floors Area | 364 sqft |
| Basement Area | 1,070 sqft |
| Unfinished Basement | 1,070 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9868 RIDGE RD |
|---|---|
| City | KINSMAN |
| State | OH |
| Zip | 44428-9576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 4 4.00A N PT KINSMAN TWP |
| Legal Lot Number | 4 |
| Jurisdiction | TRUMBULL OH |
| Township / Civil Division | KINSMAN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 930101 |
Source: Trumbull County records, as of April 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9868 RIDGE RD, KINSMAN, OH 44428-9576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Line of Credit SEVEN SEVENTEEN CU INC |
| Jan 24, 2018 | Deed of Trust, Mortgage · Line of Credit SEVEN SEVENTEEN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1990 |
| Deed Sale | Jan 1, 1990 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRUMBULL OH |
| Property Address | 9868 RIDGE RD, KINSMAN, OH 44428-9576 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004228 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 202603170004228 |
| Name | SEVEN SEVENTEEN CU INC |
|---|---|
| Type | Credit Union |
| Address | 3181 LARCHMONT AVE NE, WARREN, OH 44483 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 16, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRUMBULL OH |
| Property Address | 9868 RIDGE RD, KINSMAN, OH 44428-9576 |
| Document Number | 0000001644 |
| Instrument Date | Jan 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9868 RIDGE RD KINSMAN OH 444289576, KINSMAN, OH 44428-9576 |
| Document Number | 0000001644 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 1644 |
| Name | SEVEN SEVENTEEN CU |
|---|---|
| Type | Credit Union |
| Address | WARREN, OH 44483 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Trumbull County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Trumbull County |
| County Subdivision | Kinsman Township |
| Unified School District | Joseph Badger Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,714.00 (-0.4%) | $60,000 (-) Land $8,370 Building $51,630 | |
| 2024 | $2,725.00 (-0.44%) | $60,000 (-) Land $8,370 Building $51,630 | |
| 2023 | $2,737.00 (+41.3%) | $60,000 (+58.27%) Land $8,370 Building $51,630 | $171,400 (+58.26%) Land $23,900 Building $147,500 |
| 2022 | $1,937.00 | $37,910 Land $7,740 Building $30,170 | |
| 2020 | $108,300 Land $22,100 Building $86,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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