9865 Meadow Ln, Descanso, CA 91916 Property Records

San Diego County property record for 9865 Meadow Ln, Descanso, CA 91916

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,989 sqft · built 2007
Lot Size	8.35 acres (363,726 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Mar 2008)
Tax Bill	$12,124 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`405-221-13-00`

Property Details

APN / Parcel Number

Primary APN	`405-221-13-00`
Alternative APN	`4052202700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,989 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	363,726 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	4052202700
Street Address	9865 MEADOW LN
City	DESCANSO
State	CA
Zip	91916-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S92
Legal Description	SEC 13-15-3E SEQ 8.35 AC PAR PER ROS 14662 IN NEQ OF
Legal Range	03E
Legal Township	15
Legal Section	13
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	LAGUNA-PINE VALLEY
Census Block Group	1
Census Block	1016
Census Tract	21202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 403, DESCANSO, CA 91916-0403
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Dec 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2008 · Amount on Record
Deed Sale	Mar 28, 2008 · Amount on Record
Prior Sale	Mar 6, 2006 · Amount on Record
Deed Document Number	2008166027
Last Transfer Date	Feb 5, 2024
Transfer Doc	0000031312
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9865 MEADOW LN, DESCANSO, CA 91916-9788
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000427188
Date	Sep 26, 2019
Instrument	2019-0427188

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9865 MEADOW LN, DESCANSO, CA 91916-9788
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9865 MEADOW LN, DESCANSO, CA 91916-9788

Mortgage

Document Number	0000779133
Date	Dec 4, 2020
Instrument	2020-0779133

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 31, 2020
Property Address	9865 MEADOW LN, DESCANSO, CA 91916-9788
Document Number	0000848644
Instrument Date	Dec 17, 2020
Instrument	848644
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9865 MEADOW LN DESCANSO CA 919169788, DESCANSO, CA 91916-9788

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Mountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,132,368 (+2%) Land $428,329 Building $704,039
2025	$12,124.00 (+4.05%)	$1,110,166 (+4.04%) Land $419,931 Building $690,235
2023	$11,652.00 (-1.49%)	$1,067,059 Land $403,626 Building $663,433
2022	$11,828.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.8% of the US · above 98.7% of California
Wildfire Likelihood	7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESCANSO COMMUNITY WATER DISTRICT serves 870 people · EPA ID CA3710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Uranium not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	75 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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