San Diego County property record for 9863 Costa Lago St, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,704 sqft · built 1976 |
| Lot Size | 0.189 acres (8,241 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,832 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Aug 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 579-332-10-00 |
| Primary APN | 579-332-10-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,704 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 8,241 sqft (0.189 acres) |
| View / Lot | River |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9863 COSTA LAGO ST |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-6010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 10 TR 007959 |
| Legal Subdivision | VISTA DEL LAGO |
| Legal Tract | 007959 |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 13903 |
9863 Costa Lago St is owner-occupied and held in a trust since June 2022.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 9863 COSTA LAGO ST, SPRING VALLEY, CA 91977-6010 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 16, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 20, 2022 |
| Transfer Doc | 0000329919 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 9863 COSTA LAGO ST, SPRING VALLEY, CA 91977-6010 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Title Company | AMROCK TITLE CA INC, AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 9863 COSTA LAGO ST, SPRING VALLEY, CA 91977-6010 |
| Document Number | 0000111184 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 2023-0111184 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 16, 2022 |
| Property Address | 9863 COSTA LAGO ST, SPRING VALLEY, CA 91977-6010 |
| Document Number | 0000329919 |
| Map Reference | MAP 7959 |
| Instrument Date | Jun 20, 2022 |
| Instrument | 2022-0329919 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 9863 COSTA LAGO ST, SPRING VALLEY, CA 91977-6010 |
The 2025 property tax bill for 9863 Costa Lago St was $1,832 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $101,032 (+2%) Land $24,004 Building $77,028 | |
| 2025 | $1,832.00 Homeowner's exemption | $99,052 Land $23,534 Building $75,518 |
| 2023 | $1,647.00 (+2.74%) Homeowner's exemption | $95,208 Land $22,621 Building $72,587 |
| 2022 | $1,603.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 9863 Costa Lago St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9863 Costa Lago St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 67% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
May also be available: GeoLinks, Verizon.
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