9861 Midlake Rd, Upper Lake, CA 95485 Property Records

Lake County property record for 9861 Midlake Rd, Upper Lake, CA 95485

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,359 sqft · built 1962
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$244,000 (May 2026)
Tax Bill	$2,376 (2026)
Deeds & Mortgages	Sep 2022 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`027-255-130-000`

Property Details

APN / Parcel Number

Primary APN	`027-255-130-000`
Alternative APN	`027-255-13`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,359 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Concrete
Lot Area	6,534 sqft (0.15 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	027-255-13
Street Address	9861 MIDLAKE RD
City	UPPER LAKE
State	CA
Zip	95485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	BLUE LAKES RESIDENCE
Legal Block	3
Legal Lot Number	11,5
Jurisdiction	LAKE CA
Township / Civil Division	UPPER LAKE-NICE
Census Block Group	3
Census Block	3022
Census Tract	100

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9861 MIDLAKE RD, UPPER LAKE, CA 95485
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE KEITH JOSEPH JONES AND DIANE JANET J
May 5, 2026	Grant Deed, Transfer · Conventional Mortgage FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
Feb 11, 2020	Grant Deed, Transfer REDWOOD EMPIRE TITLE COMPANY/MENDOC, REDWOOD EMPIRE TITLE CO/MENDOC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Apr 6, 2006 · Amount on Record
Deed Document Number	20264392
Prior Transfer Date	Aug 20, 2015
Prior Transfer Doc	0000011543
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	9861 MIDLAKE RD, UPPER LAKE, CA 95485
Transaction Type	Mortgage
Record Updated	May 21, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 CREEKSIDE CT, UKIAH, CA 95482-8332

Mortgage

Document Number	0000012071
Date	Sep 2, 2022
Instrument	2022012071

Lender

Name	THE KEITH JOSEPH JONES AND DIANE JANET J
Type	Private Party
Address	831 CLEVELAND AVE, PETALUMA, CA 94952

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Oct 1, 2025

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	May 5, 2026
Property Address	9861 MIDLAKE RD, UPPER LAKE, CA 95485
Document Number	0000004392
Instrument Date	Apr 15, 2026
Instrument	2026.4392
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,108.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9861 MIDLAKE RD, UPPER LAKE, CA 95485

Mortgage

Document Number	0000004393,
Date	May 5, 2026
Instrument	2026..4393

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Feb 11, 2020
Property Address	9861 MIDLAKE RD, UPPER LAKE, CA 95485
Document Number	0000001683
Instrument Date	Jan 15, 2020
Instrument	1683
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	REDWOOD EMPIRE TITLE COMPANY/MENDOC, REDWOOD EMPIRE TITLE CO/MENDOC

Transaction

Amount	Amount Recorded
Tax	$208.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9861 MIDLAKE RD UPPER LAKE CA 95485, UPPER LAKE, CA 95485

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Upper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,376.00 (+2.46%)	$210,268 (+2%) Land $44,617 Building $165,651
2025	$2,319.00 (+3.07%)	$206,146 (+4.04%) Land $43,743 Building $162,403
2023	$2,250.00 (-2.64%)	$198,144 Land $42,046 Building $156,098
2022	$2,311.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (2004–2019)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Feb 2019 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 3 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 83% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE LAKES IMPROVEMENT CLUB private · serves 90 people · EPA ID CA1700561
Water Source	Groundwater
Also Mapped Here	VILLA BLUE ESTATES WATER DISTRICT
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SeaKay Broadband Fixed Wireless	100 / 20
101Netlink Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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