9860 Toler Ave, Oakland, CA 94603 Property Records

Alameda County property record for 9860 Toler Ave, Oakland, CA 94603

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,319 sqft · built 1943
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Jan 2018)
Tax Bill	$8,945 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`46-5492-22`

Property Details

APN / Parcel Number

Primary APN	`46-5492-22`
Alternative APN	`046-5492-022-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,319 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1953
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)

Location & Zoning

Street Address	9860 TOLER AVE
City	OAKLAND
State	CA
Zip	94603-2826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00022 BLK: AR: 0046 PAGE: 5492
Legal Subdivision	ELMCREST
Legal Block	E
Legal Lot Number	22
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1016
Census Tract	410200

Owner

Source: Alameda County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9860 TOLER AVE, OAKLAND, CA 94603-2826
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit PATELCO CREDIT UNION
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LENDING LLC
Jan 9, 2018	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE
May 24, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
May 26, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2018 · Amount on Record
Deed Sale	Jan 9, 2018 · Amount on Record
Prior Sale	May 26, 2017 · Amount on Record
Deed Document Number	20184819
Prior Transfer Date	May 19, 2017
Prior Transfer Doc	0000115916
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Recording Date	Sep 4, 2026
Property Address	9860 TOLER AVE, OAKLAND, CA 94603-2826
Document Number	0000114127
Instrument Date	Aug 25, 2026
Instrument	2026114127
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	9860 TOLER AVE, OAKLAND, CA 94603-2826

Mortgage

Document Number	0000114127,
Date	Sep 4, 2026
Instrument	2026114127

Lender

Name	PATELCO CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 25, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	9860 TOLER AVE, OAKLAND, CA 94603-2826
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9860 TOLER AVE, OAKLAND, CA 94603-2826

Mortgage

Document Number	0000281855
Date	Oct 22, 2020
Instrument	2020281855

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 9, 2018
Property Address	9860 TOLER AVE, OAKLAND, CA 94603-2826
Document Number	0000004819
Instrument Date	Jan 3, 2018
Instrument	4819
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$533.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9860 TOLER AVE OAKLAND CA 946032826, OAKLAND, CA 94603-2826

Mortgage

Document Number	4820
Date	Jan 9, 2018
Instrument	4820

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	9860 TOLER AVE, OAKLAND, CA 94603-2826
Document Number	0000226526
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

Mortgage

Document Number	0000226526
Date	Oct 13, 2017
Instrument	226526

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 26, 2017
Property Address	9860 TOLER AVE, OAKLAND, CA 94603-2826
Document Number	0000115916
Instrument Date	May 11, 2017
Instrument	115916
Transaction Type	Foreclosure
Record Updated	Jun 20, 2017

Transaction

Amount	Amount Recorded
Tax	$363.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$558,146 (+0.74%) Land $168,861 Building $396,285
2025	$8,945.00 (-0.71%) Homeowner's exemption	$554,068 (+4.04%) Land $165,551 Building $388,517
2023	$9,009.00 Homeowner's exemption	$532,554 Land $159,123 Building $373,431	$510,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 897 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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