9860 Spring Branch Dr, North, VA 23128 Property Records

Gloucester County property record for 9860 Spring Branch Dr, North, VA 23128

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,162 sqft · built 1998
Lot Size	1.99 acres (86,684 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Nov 2021)
Tax Bill	$2,977 (2026)
Deeds & Mortgages	Nov 2017 Refinance Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15428`

Property Details

APN / Parcel Number

Primary APN	`15428`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,162 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	86,684 sqft (1.99 acres)
Garage Type	Mixed
Garage Area	540 sqft
Porch	Slab
Deck Area	284 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9860 SPRING BRANCH DR
City	NORTH
State	VA
Zip	23128-9007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	BURKE'S MILL LOT 10
Legal Subdivision	PLAT: PB22 530-530B
Legal Lot Number	10
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	3
Census Block	3002
Census Tract	100201

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9860 SPRING BRANCH DR, NORTH, VA 23128-9007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance LANGLEY FEDERAL CREDIT UNION
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Jan 5, 2016 · Amount on Record
Deed Document Number	20218306
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	9860 SPRING BRANCH DR, NORTH, VA 23128-9007
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170005539
Date	Nov 17, 2017
Instrument	170005539

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Nov 23, 2021
Property Address	9860 SPRING BRANCH DR, NORTH, VA 23128-9007
Document Number	210008306
Instrument Date	Nov 11, 2021
Instrument	210008306
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9860 SPRING BRANCH DR, NORTH, VA 23128-9007

Mortgage

Document Number	210008307
Date	Nov 23, 2021
Instrument	210008307

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,977.00 (+15.61%)	$510,660 (+21.76%) Land $129,150 Building $381,510	$510,660 (+21.76%) Land $129,150 Building $381,510
2025	$2,575.00 (+5.32%)	$419,400 (-) Land $107,470 Building $311,930	$419,400 (-) Land $107,470 Building $311,930
2023	$2,445.00	$419,400 Land $107,470 Building $311,930	$419,400 Land $107,470 Building $311,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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