9860 Mesquite Loop, Flagstaff, AZ 86004 Property Records

Coconino County property record for 9860 Mesquite Loop, Flagstaff, AZ 86004

Property Summary

Property Type	Rural Home
Details	2 ba · 1,305 sqft · built 1992
Lot Size	2.39 acres (104,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Sep 2017)
Tax Bill	$2,448 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`303-15-028M`

Property Details

APN / Parcel Number

Primary APN	`303-15-028M`
Alternative APN	`R0018178`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	1,305 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	104,108 sqft (2.39 acres)
Garage Type	Attached
Garage Area	520 sqft
Porch	Metal Porch
Porch Area	99 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0018178
Street Address	9860 MESQUITE LOOP
City	FLAGSTAFF
State	AZ
Zip	86004-9608
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SIXTEENTH: SE QUARTER: NE SECTION: 31 TOWNSHIP: 22N RANGE: 09E PCL IN SE4NE4 DESC AS FLLWS:BEG NW COR SE4NE4;TH S 89D38M37S E 329.81 TO TRUE POB;TH S 89D38M37S E 329.81; TH S 00D04M15S W 315.94;TH N 89D38M37S W 329.79;TH N 00D04M00S E 315.94 BACK TO
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	2
Census Block	2025
Census Tract	1302

Owner

Source: Coconino County records, as of August 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9860 MESQUITE LOOP, FLAGSTAFF, AZ 86004-9608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED MORTGAGE LENDING
Sep 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 23, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Aug 30, 2019	Deed of Trust, Mortgage · VA Mortgage PRIME LNDG
Sep 25, 2017	Warranty Deed, Transfer · VA Mortgage PRIME LNDG
Sep 25, 2017	Quit Claim Deed, Transfer PIONEER TITLE COMPANY
Sep 25, 2017	Quit Claim Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2017 · Amount on Record
Deed Sale	Sep 25, 2017 · Amount on Record
Prior Sale	Mar 11, 2002 · Amount on Record
Deed Document Number	20173796688
Prior Transfer Date	Aug 2, 2017
Prior Transfer Doc	0003796691
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Recording Date	Jul 13, 2026
Property Address	9860 MESQUITE LOOP, FLAGSTAFF, AZ 86004-9608
Document Number	0004043049
Instrument Date	Jul 7, 2026
Instrument	20264043049
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9860 MESQUITE LOOP, FLAGSTAFF, AZ 86004-9608

Mortgage

Document Number	0004043049,
Date	Jul 13, 2026
Instrument	20264043049

Lender

Name	UNITED MORTGAGE LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	9860 MESQUITE LOOP, FLAGSTAFF, AZ 86004-9608
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9860 MESQUITE LOOP, FLAGSTAFF, AZ 86004-9608

Mortgage

Document Number	0003960848
Date	Sep 28, 2022
Instrument	3960848

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	9860 MESQUITE LOOP, FLAGSTAFF, AZ 86004-9608
Document Number	0003879792
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9860 MESQUITE LOOP FLAGSTAFF AZ 860049608, FLAGSTAFF, AZ 86004-9608

Mortgage

Document Number	0003879792
Date	Jul 20, 2020
Instrument	3879792

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	9860 MESQUITE LOOP, FLAGSTAFF, AZ 86004-9608
Document Number	0003851662
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9860 MESQUITE LOOP FLAGSTAFF AZ 860049608, FLAGSTAFF, AZ 86004-9608

Mortgage

Document Number	0003851662
Date	Sep 5, 2019
Instrument	3851662

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Sep 25, 2017
Property Address	9860 MESQUITE LOOP, FLAGSTAFF, AZ 86004-9608
Document Number	0003796688
Instrument Date	Sep 6, 2017
Instrument	3796688
Transaction Type	Transfer
Record Updated	Feb 1, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8370 STARDUST TRL FLAGSTAFF AZ 860043178, FLAGSTAFF, AZ 86004-3178

Mortgage

Document Number	3796690
Date	Sep 25, 2017
Instrument	3796690

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COCONINO AZ
Recording Date	Sep 25, 2017
Property Address	9860 MESQUITE LOOP, FLAGSTAFF, AZ 86004-9608
Document Number	0003796689
Instrument Date	Aug 28, 2017
Instrument	3796689
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9860 MESQUITE LOOP FLAGSTAFF AZ 860049608, FLAGSTAFF, AZ 86004-9608

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COCONINO AZ
Recording Date	Sep 25, 2017
Property Address	9860 MESQUITE LOOP, FLAGSTAFF, AZ 86004-9608
Document Number	0003796691
Instrument Date	Aug 2, 2017
Instrument	3796691
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9860 MESQUITE LOOP FLAGSTAFF AZ 860049608, FLAGSTAFF, AZ 86004-9608

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,612 (+2.91%) Land $18,190 Building $31,422
2025	$2,448.00 (+3.9%)	$48,211 (+6.89%)	$482,101 (+6.89%) Land $143,226 Building $338,875
2024	$2,356.00 (+5.13%)	$45,102 Land $12,454 Building $32,648
2023	$2,241.00 Homeowner's exemption		$451,018 Land $124,543 Building $326,475

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (2002–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 71% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DONEY PARK WATER private · serves 9,222 people · EPA ID AZ0403005
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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