9860 Chambray Dr, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 9860 Chambray Dr, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,404 sqft · built 1957
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Dec 2018)
Tax Bill	$2,247 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-14-07-303-027.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-07-303-027.000-018`
Alternative APN	`1714070303027000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	1,404 sqft
Family Room	Family Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Brick
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	163 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	924 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	9860 CHAMBRAY DR
City	CARMEL
State	IN
Zip	46280-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .40, SECTION 7, TOWNSHIP 17, RANGE 4, CHESTERTON, SECTION 2, LOT PT 57 & PT 58
Legal Range	04
Legal Township	17
Legal Section	07
Legal Subdivision	CHESTERTON SECTION 2
Legal Block	2
Legal Lot Number	57
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1013
Census Tract	111104

Owner

9860 Chambray Dr is owned and occupied by an individual who bought it in December 2018.

Source: Hamilton County records, as of May 7, 2026

Owner of Record	Individual Name on File
Mailing Address	9860 CHAMBRAY DR, CARMEL, IN 46280-1844
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Dec 20, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2018 · Amount on File
Deed Sale	Dec 20, 2018 · Amount on File
Prior Sale	Apr 29, 2013 · Amount on File
Deed Document Number	201859084
Prior Transfer Date	Feb 20, 2004
Prior Transfer Doc	0000014554
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Apr 24, 2026
Property Address	9860 CHAMBRAY DR, CARMEL, IN 46280-1844
Document Number	0000017640
Instrument Date	Apr 10, 2026
Instrument	202617640
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9860 CHAMBRAY DR, CARMEL, IN 46280-1844
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017640,
Date	Apr 24, 2026
Instrument	202617640

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 9, 2036

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 20, 2018
Property Address	9860 CHAMBRAY DR, CARMEL, IN 46280-1844
Document Number	2018059084
Map Reference	MB 2 PG 83-84
Instrument Date	Dec 18, 2018
Instrument	2018059084
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9860 CHAMBRAY DR, CARMEL, IN 46280-1844

Mortgage

Document Number	2018059085
Date	Dec 20, 2018
Instrument	2018059085

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$253,300 (+11.1%) Land $70,400 Building $182,900	$253,300 (+11.1%) Land $70,400 Building $182,900
2024	$2,247.00 (+22.25%)	$228,000 (+14%) Land $70,400 Building $157,600	$228,000 (+14%) Land $70,400 Building $157,600
2023	$1,838.00 (+31.76%)	$200,000 (+34.14%) Land $70,400 Building $129,600	$200,000 (+34.14%) Land $70,400 Building $129,600
2022	$1,395.00	$149,100 Land $45,300 Building $103,800	$149,100 Land $45,300 Building $103,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9860 Chambray Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9860 Chambray Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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