Brevard County property record for 986 Villa Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,868 sqft · built 1999 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Jul 2024) |
| Tax Bill | $4,863 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 26-36-12-38-B-33 |
| Primary APN | 26-36-12-38-B-33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,868 sqft Living Area |
| Gross Area | 2,334 sqft |
| 1st Floor Area | 1,868 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 26 sqft |
| Deck Area | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2619963 |
|---|---|
| Street Address | 986 VILLA DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-7076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SUNTREE FOREST HOMES UNIT TWO LOT 33 BLK B |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 12 |
| Legal Subdivision | SUNTREE FOREST HOMES UNIT TWO |
| Legal Block | B |
| Legal Lot Number | 33 |
| Legal Unit | 2 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 63109 |
986 Villa Dr is owned and occupied by two individuals who bought it in July 2024.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 986 VILLA DR, MELBOURNE, FL 32940-7076 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| May 7, 2021 | Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2024 · Amount on File |
| Deed Sale | Jul 10, 2024 · Amount on File |
| Prior Sale | May 7, 2021 · Amount on File |
| Deed Document Number | 2024140064 |
| Deed Book / Page | 10106 / 2221 |
| Prior Transfer Date | Apr 25, 2024 |
| Prior Transfer Doc | 0000105980 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 986 VILLA DR, MELBOURNE, FL 32940-7076 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0094091751 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 9409/1751 |
| Instrument | 2022032681 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 986 VILLA DR, MELBOURNE, FL 32940-7076 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 985 VILLA DR, MELBOURNE, FL 32940-7072 |
| Document Number | 0088561735 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 8856/1735 |
| Instrument | 2020201138 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | May 7, 2021 |
| Property Address | 986 VILLA DR, MELBOURNE, FL 32940-7076 |
| Document Number | 0091141900 |
| Book / Page | 9114 / 1900 |
| Map Reference | MB 43 PG 57 |
| Instrument Date | May 5, 2021 |
| Instrument | 2021118609 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | ISLAND TITLE AGENCY LLC, ISLAND T&E AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,492.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1752 N CARPENTER RDTD, 1752, TITUSVILLE, FL 32796 |
| Name | Verified Name |
|---|---|
| Address | 986 VILLA DR, MELBOURNE, FL 32940-7076 |
| Document Number | 91141902 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 9114/1902 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 986 Villa Dr was $4,863 with exemptions applied.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,830 (-3.82%) | $363,830 (-3.82%) | |
| 2025 | $4,863.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $378,290 Land $95,000 Building $283,290 | $378,290 Land $95,000 Building $283,290 |
| 2023 | $4,419.00 (+7.36%) Homeowner's exemption | $345,970 (+3%) | $383,560 (+14.19%) Land $95,000 Building $288,560 |
| 2022 | $4,116.00 Homeowner's exemption | $335,900 Land $85,000 Building $250,900 | $335,900 Land $85,000 Building $250,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 986 Villa Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 216 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 216 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 986 Villa Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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