Brevard County property record for 986 Terry Dr, Melbourne, FL 32935
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,353 sqft · built 1964 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,395 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-21-09-D-3 |
| Primary APN | 27-37-21-09-D-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 4,353 sqft Living Area |
| Gross Area | 6,869 sqft |
| 1st Floor Area | 1,701 sqft |
| Upper Floors Area | 495 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 105 ft deep x 143 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 1,145 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 456 sqft |
| Deck Area | 495 sqft |
| Utility Building | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2724853 |
|---|---|
| Street Address | 986 TERRY DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32935-6961 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | HARBORVIEW ESTATES LOT 4 & PT OF LOT 3 AS DES IN ORB 531 PG 340 BLK D |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 21 |
| Legal Subdivision | HARBORVIEW ESTATES |
| Legal Block | D |
| Legal Lot Number | 3 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 64201 |
Source: Brevard County records, as of September 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 986 TERRY DR, MELBOURNE, FL 32935-6961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHROP GRUMMAN FCU |
| Mar 27, 2019 | Loan Modification, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMINISTRATI |
| Mar 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Mar 2, 2018 | Quit Claim Deed, Transfer · Line of Credit NORTHROP GRUMMAN FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2014 |
| Deed Sale | Feb 6, 2014 |
| Prior Sale | Jun 21, 2013 · Amount on File |
| Deed Document Number | 201423749 |
| Deed Book / Page | 7061 / 1180 |
| Prior Transfer Date | May 3, 2002 |
| Prior Transfer Doc | 4590001771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 986 TERRY DR, MELBOURNE, FL 32935-6961 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 986 TERRY DR, MELBOURNE, FL 32935-6961 |
| Document Number | 0091981999 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 9198/1999 |
| Instrument | 2021190553 |
| Name | NORTHROP GRUMMAN FCU |
|---|---|
| Type | Credit Union |
| Address | GARDENA, CA 90248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2041 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 986 TERRY DR, MELBOURNE, FL 32935-6961 |
| Document Number | 0084270092 |
| Instrument Date | Mar 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 986 TERRY DR MELBOURNE FL 329356961, MELBOURNE, FL 32935-6961 |
| Document Number | 0084270092 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 008427/000092 |
| Instrument | 91338 |
| Name | US SMALL BUSINESS ADMINISTRATI |
|---|---|
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 30, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 986 TERRY DR, MELBOURNE, FL 32935-6961 |
| Document Number | 0081380820 |
| Instrument Date | Mar 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 986 TERRY DR MELBOURNE FL 329356961, MELBOURNE, FL 32935-6961 |
| Document Number | 0081380820 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | 008138/000820 |
| Instrument | 82027 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 2, 2018 |
| Property Address | 986 TERRY DR, MELBOURNE, FL 32935-6961 |
| Document Number | 0081040934 |
| Book / Page | 008104 / 000934 |
| Instrument Date | Feb 22, 2018 |
| Instrument | 47049 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 986 TERRY DR MELBOURNE FL 329356961, MELBOURNE, FL 32935-6961 |
| Document Number | 81040937 |
|---|---|
| Date | Mar 2, 2018 |
| Book Page | 008104/000937 |
| Instrument | 47050 |
| Name | NORTHROP GRUMMAN FCU |
|---|---|
| Type | Credit Union |
| Address | GARDENA, CA 90248 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $523,630 (+2.7%) | $801,980 (-) | |
| 2025 | $8,395.00 (+5.6%) Homeowner's exemption | $509,870 (+5.98%) | $801,980 (+4.28%) |
| 2024 | $7,950.00 (+3.46%) | ||
| 2023 | $7,684.00 Homeowner's exemption | $481,080 | $769,080 Land $210,000 Building $559,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 14 (1995–2017) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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