986 Stone Bridge Rd, Lavonia, GA 30553 Property Records

Franklin County property record for 986 Stone Bridge Rd, Lavonia, GA 30553

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,650 sqft · built 2024
Lot Size	13.7 acres (598,079 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,411 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-074`

Property Details

APN / Parcel Number

Primary APN	`053-074`
Alternative APN	`6794`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,650 sqft Heated Area
1st Floor Area	2,650 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	598,079 sqft (13.7 acres)
Terrain	Rolling
Garage Area	624 sqft
Porch	Slab
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6794
Street Address	986 STONE BRIDGE RD
City	LAVONIA
State	GA
Zip	30553-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED RU
Legal Description	13.73 ACRES ALLEN FARM RD
Jurisdiction	FRANKLIN GA
Township / Civil Division	LAVONIA
Census Block Group	3
Census Block	3033
Census Tract	890101

Owner

986 Stone Bridge Rd is owned by two individuals who acquired it in April 2026.

Source: Franklin County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	989 STONE BRIDGE RD, LAVONIA, GA 30553
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage NORTHEAST GEORGIA BANK
Apr 28, 2026	Quit Claim Deed, Transfer · USDA Mortgage MAGNOLIA BANK
Apr 28, 2026	Deed of Trust · USDA Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 28, 2026
Transfer Doc	0001735/89
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	986 STONE BRIDGE RD, LAVONIA, GA 30553-4310
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 STONE BRIDGE RD, LAVONIA, GA 30553-4310

Mortgage

Document Number	0000001666/0000000213
Date	Mar 5, 2025
Book Page	0000001666/0000000213

Lender

Name	NORTHEAST GEORGIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN GA
Recording Date	Apr 28, 2026
Property Address	986 STONE BRIDGE RD, LAVONIA, GA 30553-4310
Document Number	0001735/89
Book / Page	1735 / 89
Instrument Date	Apr 28, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1735000091,
Date	Apr 28, 2026
Book Page	1735/91

Lender

Name	MAGNOLIA BANK

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Recording Date	Apr 28, 2026
Property Address	986 STONE BRIDGE RD, LAVONIA, GA 30553-4310
Document Number	0000001735/0000000091
Book / Page	1735 / 91
Instrument Date	Apr 23, 2026
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 STONE BRIDGE RD, LAVONIA, GA 30553-4310

Mortgage

Document Number	1735000091,
Date	Apr 28, 2026
Book Page	1735/91

Lender

Name	MAGNOLIA BANK

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 986 Stone Bridge Rd was $1,411.

Source: Franklin County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,411.00	$105,965 Land $49,063 Building $56,902	$264,913 Land $122,658 Building $142,255
2023	$102.00 (-82.44%)	$26,961 (+19.7%) Land $26,961	$67,403 (+19.7%) Land $67,403
2022	$581.00	$22,524 Land $22,524	$56,311 Land $56,311

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 986 Stone Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 986 Stone Bridge Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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