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986 Smith Ave, Birmingham, MI 48009 Property Records

Oakland County property record for 986 Smith Ave, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,505 sqft · built 1950
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$665,000 (Jan 2026)
Tax Bill$7,481 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Mar 2018 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-19-36-480-021

Property Details

APN / Parcel Number

Primary APN08-19-36-480-021

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,505 sqft Living Area
1st Floor Area720 sqft
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage Area402 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area92 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address986 SMITH AVE
CityBIRMINGHAM
StateMI
Zip48009-4709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R10E, SEC 36 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 807
Legal Range10E
Legal Township02N
Legal Section36
Legal SubdivisionLEINBACH-HUMPHREY'S WOODWARD AVE SUB
Legal Lot Number807
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group3
Census Block3011
Census Tract153300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1028 CHESTER ST, BIRMINGHAM, MI 48009-4103
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2026Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Mar 23, 2018Deed of Trust, Mortgage · Line of Credit
TRAVERSE CITY STATE BANK
Jan 7, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 15, 2019Warranty Deed, Transfer
DEVON TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2026 · Amount on Record
Deed SaleJan 9, 2026 · Amount on Record
Prior SaleNov 15, 2019 · Amount on Record
Deed Document Number20263843
Deed Book / Page60859 / 731
Prior Transfer DateJul 19, 2006
Prior Transfer Doc0000188805
Record UpdatedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 9, 2026
Property Address986 SMITH AVE, BIRMINGHAM, MI 48009-4709
Document Number20260003843
Book / Page60859 / 731
Map ReferenceLB 27 PG 5
Instrument DateDec 31, 2025
Instrument20260003843
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyCAPITAL TITLE INSURANCE AGENCY, CAPITAL TITLE INS AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,987.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address986 SMITH AVE, BIRMINGHAM, MI 48009-4709

Transferred To (Grantee/Buyer)

NameVerified Name
Address1028 CHESTER ST, BIRMINGHAM, MI 48009-4103

Mortgage

Document Number0060859733
DateJan 9, 2026
Instrument60859/733
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2041

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address986 SMITH AVE, BIRMINGHAM, MI 48009-4709
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044019
DateMar 23, 2018
Book Page51655/00574
Instrument44019
Lender
NameTRAVERSE CITY STATE BANK
TypeBank
AddressTRAVERSE CITY, MI 49685
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJan 7, 2020
Property Address986 SMITH AVE, BIRMINGHAM, MI 48009-4709
Document Number0000002949
Book / Page053668 / 000692
Instrument DateJan 2, 2020
Instrument2949
Transaction TypeTransfer
Record UpdatedFeb 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address986 SMITH AVE BIRMINGHAM MI 480094709, BIRMINGHAM, MI 48009-4709

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 15, 2019
Property Address986 SMITH AVE, BIRMINGHAM, MI 48009-4709
Document Number0000191923
Book / Page53507 / 00162
Map ReferenceLB 27 PG 5
Instrument DateNov 8, 2019
Instrument191923
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyDEVON TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$4,128.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address986 SMITH AVE, 986, BIRMINGHAM, MI 48009-4709

Transferred To (Grantee/Buyer)

NameVerified Name
Address986 SMITH AVE, BIRMINGHAM, MI 48009-4709

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,481.00 (-9.78%) Homeowner's exemption$267,310 (+20.53%)$534,620 (+20.53%)
2024$8,292.00 (+9.28%)
2023$221,770$443,540
2021$7,588.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRMINGHAM
serves 20,472 people · EPA ID MI0000730
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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