Oakland County property record for 986 S Park St, Highland, MI 48356
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,613 sqft · built 1936 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | Individual Name on File |
| Last Sale | $73,194 (Apr 2008) |
| Tax Bill | $1,007 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | H-11-22-231-004 |
| Primary APN | H-11-22-231-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,613 sqft Living Area |
| 1st Floor Area | 1,234 sqft |
| Basement Area | 1,234 sqft |
| Unfinished Basement | 1,234 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 93.3 ft deep x 100 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 986 S PARK ST |
|---|---|
| City | HIGHLAND |
| State | MI |
| Zip | 48356-2636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T3N, R7E, SEC 22 HARVE LAKE HEIGHTS LOTS 67 & 68 |
| Legal Range | 07E |
| Legal Township | 03N |
| Legal Section | 22 |
| Legal Subdivision | HARVE LAKE HEIGHTS |
| Legal Lot Number | 67-68 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | HIGHLAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 131100 |
986 S Park St is owned and occupied by an individual who bought it in April 2008.
Source: Oakland County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 986 S PARK ST, HIGHLAND, MI 48356-2636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FINANCIAL CU |
| Dec 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2008 · Amount on File |
| Deed Sale | Apr 11, 2008 · Amount on File |
| Prior Sale | Jan 11, 2007 · Amount on File |
| Deed Document Number | 200873610 |
| Deed Book / Page | 40202 / 833 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 986 S PARK ST, HIGHLAND, MI 48356-2636 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 986 S PARK ST, HIGHLAND, MI 48356-2636 |
| Document Number | 0000065246 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | 58672/440 |
| Instrument | 65246 |
| Name | COMMUNITY FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MI 48170 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 28, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 986 S PARK ST, HIGHLAND, MI 48356-2636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 986 S PARK ST, HIGHLAND, MI 48356-2636 |
| Document Number | 0000266362 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 57132/530 |
| Instrument | 266362 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 196 Months |
| Due | Apr 1, 2038 |
The 2025 property tax bill for 986 S Park St was $1,007 with a homeowner's exemption, down 37.5% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Highland Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,007.00 (-37.45%) Homeowner's exemption | $104,280 | $208,560 |
| 2024 | $1,610.00 | ||
| 2023 | $89,840 | $179,680 | |
| 2021 | $1,362.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 986 S Park St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 986 S Park St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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