Brevard County property record for 986 Riviera Point Dr, Rockledge, FL 32955
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,957 sqft · built 2004 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $254,000 (Jan 2021) |
| Tax Bill | $3,189 (2025) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-36-16-86-*-23 |
| Primary APN | 25-36-16-86-*-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,957 sqft Living Area |
| Gross Area | 2,548 sqft |
| 1st Floor Area | 1,957 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 105 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 408 sqft |
| Porch | Florida Room |
| Porch Area | 183 sqft |
| Patio Area | 23 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2534386 |
|---|---|
| Street Address | 986 RIVIERA POINT DR |
| City | ROCKLEDGE |
| State | FL |
| Zip | 32955-6422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Description | SABAL POINT LOT 23 |
| Legal Range | 36E |
| Legal Township | 25S |
| Legal Section | 16 |
| Legal Subdivision | SABAL POINT |
| Legal Lot Number | 23 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 63105 |
986 Riviera Point Dr is owned and occupied by an individual who bought it in January 2021.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 986 RIVIERA POINT DR, ROCKLEDGE, FL 32955-6422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Jan 29, 2021 | Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2021 · Amount on File |
| Deed Sale | Jan 29, 2021 · Amount on File |
| Prior Sale | Jan 11, 2012 |
| Deed Document Number | 202122882 |
| Deed Book / Page | 8997 / 2362 |
| Prior Transfer Date | Dec 21, 2011 |
| Prior Transfer Doc | 0065182997 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 986 RIVIERA POINT DR, ROCKLEDGE, FL 32955-6422 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 986 RIVIERA POINT DR, ROCKLEDGE, FL 32955-6422 |
| Document Number | 0099730589 |
|---|---|
| Date | Jan 18, 2024 |
| Book Page | 9973/589 |
| Instrument | 2024011014 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jan 29, 2021 |
| Property Address | 986 RIVIERA POINT DR, ROCKLEDGE, FL 32955-6422 |
| Document Number | 0089972362 |
| Book / Page | 8997 / 2362 |
| Map Reference | MB 49 PG 76 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021022882 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | FEDERAL TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,778.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 360 MURRELL ROAD, 360, ROCKLEDGE, FL 32955 |
| Name | Verified Name |
|---|---|
| Address | 986 RIVIERA POINT DR, ROCKLEDGE, FL 32955-6422 |
| Document Number | 89972363 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 8997/2363 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 986 Riviera Point Dr was $3,189 with a homeowner's exemption, up 2.8% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Rockledge City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,630 (+2.7%) | $330,020 (+1.2%) | |
| 2025 | $3,189.00 (+2.77%) Homeowner's exemption | $238,200 | $326,120 |
| 2024 | $3,103.00 (+1.11%) | ||
| 2023 | $3,069.00 (+6.12%) Homeowner's exemption | $224,750 (+3%) | $326,010 (+26.3%) Land $75,000 Building $251,010 |
| 2022 | $2,892.00 Homeowner's exemption | $218,210 | $258,120 Land $40,000 Building $218,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 986 Riviera Point Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 9 (1987–2024) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 986 Riviera Point Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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