986 Ridgeside Dr, Brandon, MS 39042 Property Records

Rankin County property record for 986 Ridgeside Dr, Brandon, MS 39042

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,829 sqft · built 2023
Lot Size	5.68 acres (247,421 sqft)
Owner	2 Individuals on Record
Tax Bill	$5,607 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan Apr 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`J10 000053 00400`

Property Details

APN / Parcel Number

Primary APN	`J10 000053 00400`
Alternative APN	`57872`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,829 sqft Adjusted Area
Gross Area	4,002 sqft
1st Floor Area	3,060 sqft
2nd Floor Area	794 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	247,421 sqft (5.68 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	57872
Street Address	986 RIDGESIDE DR
City	BRANDON
State	MS
Zip	39042-9581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.68AC IN SW COR SEC 25 & NW NW SEC 36 (AKA TRACT 40 NORTH BRANDON SHORES)
Legal Range	03E
Legal Township	06N
Legal Section	25
Legal Subdivision	NORTH BRANDON SHORES
Legal Tract	40
Jurisdiction	RANKIN MS
Township / Civil Division	4
Census Block Group	2
Census Block	2018
Census Tract	20103

Owner

Source: Rankin County assessment roll, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	986 RIDGESIDE DR, BRANDON, MS 39042-9581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK
Apr 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK
Feb 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2020
Deed Sale	Jan 16, 2020
Prior Sale	Oct 31, 2018
Deed Book / Page	2020 / 878
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	986 RIDGESIDE DR, BRANDON, MS 39042-9581
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000083102
Date	Jun 22, 2021
Book Page	3021/83102

Lender

Name	COMMUNITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jul 1, 2022

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	986 RIDGESIDE DR, BRANDON, MS 39042-9581
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045752
Date	Apr 28, 2022
Book Page	3022/45752

Lender

Name	COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	986 RIDGESIDE DR, BRANDON, MS 39042-9581
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016640
Date	Feb 14, 2022
Book Page	3022/16640

Lender

Name	COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2023

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,607.00	$54,683 (+686.81%)
2024	$5,607.00 (+182.18%)		$536,910 (+1,058.88%) Land $44,530 Building $492,380
2023		$6,950
2021			$46,330 Land $46,330
2019	$1,987.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	5 (2017–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERGREEN WATER ASSOCIATION public/private · serves 3,462 people · EPA ID MS0610007
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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