Howard County property record for 986 Ridge Rd, Mount Airy, MD 21771
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 982 sqft · built 1947 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,885 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-326903 |
| Primary APN | 04-326903 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 982 sqft Total Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 38,768 sqft (0.89 acres) |
| Deck Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 326903 |
|---|---|
| Street Address | 986 RIDGE RD |
| City | MOUNT AIRY |
| State | MD |
| Zip | 21771-3908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCDEO |
| Legal Description | LOT 70 986 RIDGE RD |
| Legal Subdivision | RIDGEVILLE HEIGHTS 3 |
| Legal Lot Number | 70 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 4, LISBON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 604001 |
Source: Howard County assessment roll, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 986 RIDGE RD, MOUNT AIRY, MD 21771-3908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $335,167 (+11.98%) | $406,900 (+35.95%) Land $303,800 Building $103,100 | |
| 2025 | $3,885.00 (+5.43%) Homeowner's exemption | $299,300 (-) Land $208,800 Building $90,500 | $299,300 (-) Land $208,800 Building $90,500 |
| 2023 | $299,300 Land $208,800 Building $90,500 | $299,300 Land $208,800 Building $90,500 | |
| 2022 | $3,685.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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