Lancaster County property record for 986 Pennington Dr, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,476 sqft · built 2017 |
| Lot Size | 0.053 acres (2,339 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (May 2023) |
| Tax Bill | $3,322 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0015O-0N-014.00 |
| Primary APN | 0015O-0N-014.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,476 sqft Living Area |
| Gross Area | 1,924 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,339 sqft (0.053 acres) |
| Garage Area | 360 sqft |
| Account Number | 95102 |
|---|---|
| Street Address | 986 PENNINGTON DR |
| City | LANCASTER |
| State | SC |
| Zip | 29720-0174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALNUT CREEK PHASE 2C-5 MAP 1 0.054 AC LOT |
| Legal Subdivision | WALNUT CREEK |
| Legal Phase | 2C |
| Legal Block | T88 |
| Legal Lot Number | T88 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | VAN WYCK |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 11210 |
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 986 PENNINGTON DR, LANCASTER, SC 29720-0174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Jun 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| May 15, 2023 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jan 21, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Mar 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Jul 11, 2019 | Deed, Transfer · FHA Mortgage ALLEN TATE MORTGAGE PARTNERS LLC |
| Dec 21, 2017 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2023 · Amount on Record |
| Deed Sale | May 15, 2023 · Amount on Record |
| Prior Sale | Jul 11, 2019 · Amount on Record |
| Deed Document Number | 20236009 |
| Deed Book / Page | 1665 / 30 |
| Prior Transfer Date | Sep 8, 2021 |
| Prior Transfer Doc | 0000001057 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 986 PENNINGTON DR, LANCASTER, SC 29720-0174 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 986 PENNINGTON DR, LANCASTER, SC 29720-0174 |
| Document Number | 0000016654 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 5479/168 |
| Instrument | 2025016654 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | 14511 MYFORD RD STE 100, TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 986 PENNINGTON DR, LANCASTER, SC 29720-0174 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000011539 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 4420/184 |
| Instrument | 2021011539 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | May 15, 2023 |
| Property Address | 986 PENNINGTON DR, LANCASTER, SC 29720-0174 |
| Document Number | 0000006009 |
| Book / Page | 1665 / 30 |
| Map Reference | MB 2016 PG 893 |
| Instrument Date | May 11, 2023 |
| Instrument | 2023006009 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 986 PENNINGTON DR, LANCASTER, SC 29720-0174 |
| Document Number | 0000006010 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023006010 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jan 21, 2022 |
| Property Address | 986 PENNINGTON DR, LANCASTER, SC 29720-0174 |
| Document Number | 0000001057 |
| Book / Page | 1511 / 84 |
| Map Reference | MB 2016 PG 893 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 2022001057 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 986 PENNINGTON DR, LANCASTER, SC 29720-0174 |
| Document Number | 0000001058 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 2022001058 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 986 PENNINGTON DR, LANCASTER, SC 29720-0174 |
| Document Number | 0000005047 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 986 PENNINGTON DR LANCASTER SC 297200174, LANCASTER, SC 29720-0174 |
| Document Number | 0000005047 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 003960/000308 |
| Instrument | 5047 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jul 11, 2019 |
| Property Address | 986 PENNINGTON DR, LANCASTER, SC 29720-0174 |
| Document Number | 0000009795 |
| Book / Page | 1249 / 137 |
| Map Reference | MB 2016 PG 893 |
| Instrument Date | May 18, 2019 |
| Instrument | 2019009795 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $902.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 986 PENNINGTON DR, LANCASTER, SC 29720-0174 |
| Document Number | 0000009796 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | 2019009796 |
| Name | ALLEN TATE MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 1, 2049 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Dec 21, 2017 |
| Property Address | 986 PENNINGTON DR, LANCASTER, SC 29720-0174 |
| Document Number | 0000018722 |
| Book / Page | 1104 / 153 |
| Map Reference | MB 2016 PG 893 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 2017018722 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 4, 2022 |
| Title Company | BLACKHAWK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $867.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 986 PENNINGTON DR, LANCASTER, SC 29720-0174 |
| Document Number | 0000018723 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 2017018723 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,322.00 (+1.62%) | $16,188 (+8.83%) Land $2,000 Building $14,188 | $404,700 (+63.25%) Land $50,000 Building $354,700 |
| 2024 | $3,269.00 (+36.66%) | ||
| 2023 | $2,392.00 | $14,874 Land $1,800 Building $13,074 | $247,900 Land $30,000 Building $217,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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