986 Otter Slough Rd, Gorham, IL 62940 Property Records

Jackson County property record for 986 Otter Slough Rd, Gorham, IL 62940

Property Summary

Property TypeSingle Family Home
Details1 bd · 784 sqft · built 1991
Lot Size9.75 acres (424,710 sqft)
OwnerIndividual Name on File
Last Sale$42,500 (Sep 2021)
Tax Bill$210 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN13-32-100-006

Property Details

APN / Parcel Number

Primary APN13-32-100-006
Alternative APN
  • 13-32-100-006-0040

Interior

Bedrooms1 Bed
Building Area784 sqft Living Area
Basement Area784 sqft
Unfinished Basement784 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area424,710 sqft (9.75 acres)
Garage Area280 sqft
PorchSlab
Shed1 Shed
Shed Area480 sqft

Location & Zoning

Street Address986 OTTER SLOUGH RD
CityGORHAM
StateIL
Zip62940-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW 1/4 NW 1/4 9.75 AC 32-9-3 723/462 917/389 1030/68 1034/879 TRC 2226 2016R006218 2021R005199
JurisdictionJACKSON IL
Township / Civil DivisionSAND RIDGE
Census Block Group2
Census Block2217
Census Tract10300

Owner

986 Otter Slough Rd is owned and occupied by an individual who bought it in September 2021.

Source: Jackson County records, as of September 9, 2026

Owner of RecordIndividual Name on File
Mailing Address5329 W 23RD ST, CICERO, IL 60804-2812
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2021 · Amount on File
Deed SaleSep 23, 2021 · Amount on File
Deed Document Number20215199
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON IL
Recording DateSep 23, 2021
Property Address986 OTTER SLOUGH RD, GORHAM, IL 62940-2306
Document Number0000005199
Instrument DateSep 22, 2021
Instrument2021R005199
Transaction TypeTransfer
Record UpdatedOct 13, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5329 W 23RD ST, CICERO, IL 60804-2812
InvestorPossibly a Property Investor

Mortgage

Document Number0000005200
DateSep 23, 2021
Instrument2021R005200
Lender
NameBANK OF HERRIN
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 986 Otter Slough Rd was $210 with exemptions applied, up 94.4% from the year before.

Source: Jackson County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyJackson County
County SubdivisionSand Ridge Township
Unified School DistrictMurphysboro Community Unit School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$210.00 (+94.44%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$12,549 Land $3,473 Building $9,076$37,647 Land $10,419 Building $27,228
2024$108.00
2022$887.00$9,225 Land $2,553 Building $6,672$27,675 Land $7,659 Building $20,016

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 986 Otter Slough Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 58 policies
Nearby Flood Policies58 in force
Nearby Flood Claims19 (1993–2019)
Claims Outside the SFHA1 of 19
Most Recent ClaimJun 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 986 Otter Slough Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Wisper ISP
Fixed Wireless
100 / 20
BLIP Networks
Fixed Wireless
100 / 20

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