986 Opal St, Mesquite, NV 89027 Property Records

Clark County property record for 986 Opal St, Mesquite, NV 89027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,565 sqft · built 1998
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Trust Names on File
Last Sale	$372,000 (Jul 2023)
Tax Bill	$1,899 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-08-511-032`

Property Details

APN / Parcel Number

Primary APN	`001-08-511-032`
Alternative APN	`670036036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,565 sqft Living Area
Gross Area	1,945 sqft
1st Floor Area	1,565 sqft
Flooring	Carpet

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio/Porch
Porch Area	405 sqft
Patio Area	405 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	986 OPAL ST
City	MESQUITE
State	NV
Zip	89027-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	COPPER BLUFFS PHASE 2 PLAT BOOK 79 PAGE 89 LOT 48
Legal Range	71E
Legal Township	13S
Legal Section	08
Legal Subdivision	COPPER BLUFFS PHASE 2
Legal Phase	2
Legal Lot Number	48
Jurisdiction	CLARK NV
Township / Civil Division	CLARK
Census Block Group	1
Census Block	1027
Census Tract	5903

Owner

986 Opal St is owner-occupied and held in a trust since July 2023.

Source: Clark County records, as of October 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	986 OPAL ST, MESQUITE, NV 89027-2928
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Nov 28, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 31, 2018	Quit Claim Deed, Transfer Quitclaim
May 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	Nov 28, 2018 · Amount on File
Deed Document Number	2023395
Prior Transfer Date	Aug 20, 2018
Prior Transfer Doc	0000004469
Record Updated	Oct 29, 2026

July 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CLARK NV
Recording Date	Jul 31, 2023
Property Address	986 OPAL ST, MESQUITE, NV 89027-2928
Document Number	0000000395
Map Reference	MB 79 PG 89
Instrument Date	Jul 21, 2023
Instrument	20230731-0000395
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	STEWART TITLE ALASKA, STEWART TITLE LAS VEGAS W

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,897.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1344 MANCHESTER LN, MESQUITE, NV 89027-1215

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	986 OPAL ST, MESQUITE, NV 89027-2928

Mortgage

Document Number	0000000396
Date	Jul 31, 2023
Instrument	20230731-0000396

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK NV
Property Address	986 OPAL ST, MESQUITE, NV 89027-2928
Document Number	0000002240
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	STEWART TITLE COMPANY-FOR, STEWART TITLE CO-FOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	986 OPAL ST MESQUITE NV 890272928, MESQUITE, NV 89027-2928

Mortgage

Document Number	0000002240
Date	Dec 16, 2019
Instrument	191216002240

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2049

November 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CLARK NV
Recording Date	Nov 28, 2018
Property Address	986 OPAL ST, MESQUITE, NV 89027-2928
Document Number	0000000284
Map Reference	MB 970917 PG 00841
Instrument Date	Nov 27, 2018
Instrument	20181128-0000284
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	FIDELITY NATIONAL TITLE M

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,313.25
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3294 W ALTIUS CT, 3294, RIVERTON, UT 84065

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	986 OPAL ST, MESQUITE, NV 89027-2928

Mortgage

Document Number	0000000285
Date	Nov 28, 2018
Instrument	20181128-0000285

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLARK NV
Recording Date	Aug 31, 2018
Property Address	986 OPAL ST, MESQUITE, NV 89027-2928
Document Number	0000004469
Instrument Date	Aug 20, 2018
Instrument	180831004469
Transaction Type	Transfer
Record Updated	Sep 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	986 OPAL ST MESQUITE NV 890272928, MESQUITE, NV 89027-2928

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK NV
Property Address	986 OPAL ST, MESQUITE, NV 89027-2928
Document Number	0000000151
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	986 OPAL ST MESQUITE NV 890272928, MESQUITE, NV 89027-2928

Mortgage

Document Number	0000000151
Date	May 22, 2017
Instrument	170522000151

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 986 Opal St was $1,899.

Source: Clark County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Clark County
Municipality	Mesquite City
Unified School District	Clark County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,899.00	$98,026 Land $31,395 Building $66,631
2024		$98,446 (+3.13%) Land $30,590 Building $67,856	$281,274 (+3.13%) Land $87,400 Building $193,874
2023	$1,791.00 (+2.99%)	$95,458 Land $32,200 Building $63,258	$272,737 (+10.22%) Land $92,000 Building $180,737
2022	$1,739.00		$247,445 Land $81,651 Building $165,794

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 986 Opal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 986 Opal St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 77% of Nevada
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIRGIN VALLEY WATER DISTRICT serves 26,000 people · EPA ID NV0000167
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rio Virgin Telephone Fiber	1,000 / 1,000
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

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