986 NW Summit Dr, Bend, OR 97703 Property Records

Deschutes County property record for 986 NW Summit Dr, Bend, OR 97703

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,486 sqft · built 2001
Lot Size0.419 acres (18,295 sqft)
OwnerOwner Name on Record
Last Sale$590,000 (Sep 2013)
Tax Bill$8,362 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN171230 AA 04901

Property Details

APN / Parcel Number

Primary APN171230 AA 04901
Alternative APNs
  • R1001171230AA04901
  • 192938

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,486 sqft Living Area
1st Floor Area1,840 sqft
2nd Floor Area646 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleSplit Level
Foundation TypeConcrete
Lot Area18,295 sqft (0.419 acres)
Garage TypeMixed
Garage Area884 sqft
Deck Area205 sqft

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Account Number192938
Old Parcel NumberR1001171230AA04901
Street Address986 NW SUMMIT DR
CityBEND
StateOR
Zip97703-5481
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:2 BLK:23 SUBD:AWBREY BUTTE HOMESITES PHASE TWENTY FOUR SEC/TWN/RNG/MER:SEC 30 TWN 17 RNG 12 MAP REF:171230-AA
Legal Range12E
Legal Township17S
Legal Section30
Legal QuarterNE
Quarter-Quarter SectionNE
Legal SubdivisionAWBREY BUTTE HOMESITES PHASE TWENTY FOUR
Legal Block23
Legal Lot Number2
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1006
Census Tract1301

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address986 NW SUMMIT DR, BEND, OR 97703-5481
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2013 · Amount on Record
Deed SaleSep 6, 2013 · Amount on Record
Prior SaleJun 4, 2012 · Amount on Record
Deed Document Number0201338198
Deed Book / Page2013 / 38198
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address986 NW SUMMIT DR, BEND, OR 97703-5481
Document Number0000037755
Instrument DateSep 12, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address986 NW SUMMIT DR BEND OR 977035481, BEND, OR 97703-5481

Mortgage

Document Number0000037755
DateSep 21, 2017
Instrument37755
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 20, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,362.00 (+3.93%)$494,960 (+3%)$1,213,150 (-1.7%) Land $352,000 Building $861,150
2024$8,046.00 (+7.88%)$480,550 (+3%)$1,234,070 (-0.56%) Land $402,000 Building $832,070
2023$7,458.00$466,560$1,241,070 Land $466,500 Building $774,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
Blue Mountain Net
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Webformix.

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