986 N Temple Ave, Starke, FL 32091 Property Records

Bradford County property record for 986 N Temple Ave, Starke, FL 32091

Property Summary

Property Type	Office Building
Details	2,336 sqft · built 1973
Lot Size	0.397 acres (17,325 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,402 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`02406-0-00000`

Property Details

APN / Parcel Number

Primary APN	`02406-0-00000`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,336 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,325 sqft (0.397 acres)
Lot Dimensions	231 ft deep x 75 ft wide
Canopy	28 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	986 N TEMPLE AVE
City	STARKE
State	FL
Zip	32091-2111
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	21 6S 22 S75' OF FOLL: COM NE COR OF SE1/4 OF SE1/4 OF SW1/4. RUN N8954'W 147' TO E R/W SR-200, S1727'W 150', S88*26'E 193'
Legal Range	22E
Legal Township	06S
Legal Section	21
Legal Subdivision	KNIGHTS
Legal Block	13
Jurisdiction	BRADFORD FL
Township / Civil Division	STARKE
Census Block Group	4
Census Block	4019
Census Tract	100

Owner

Source: Bradford County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 750, KEYSTONE HEIGHTS, FL 32656-0750
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK
May 14, 2018	Loan Modification, Mortgage · Line of Credit COMMUNITY ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2017
Deed Sale	Nov 12, 2017
Deed Document Number	0001710352
Prior Transfer Date	Aug 23, 2016
Prior Transfer Doc	201604006885
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD FL
Property Address	986 N TEMPLE AVE, STARKE, FL 32091-2111
Transaction Type	Mortgage
Record Updated	Jun 14, 2022
Title Company	NORTHERN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 N TEMPLE AVE, STARKE, FL 32091-2111

Mortgage

Document Number	0004003418
Date	Apr 8, 2022
Book Page	1964/73
Instrument	202204003418

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 7, 2032

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BRADFORD FL
Property Address	986 N TEMPLE AVE, STARKE, FL 32091-2111
Document Number	0004004386
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3152 RAVINES RD MIDDLEBURG FL 320685758, MIDDLEBURG, FL 32068-5758

Mortgage

Document Number	0004004386
Date	May 22, 2018
Book Page	001736/000017
Instrument	4004386

Lender

Name	COMMUNITY ST BK
Type	Bank
Address	STARKE, FL 32091

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 21, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Municipality	Starke City
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,402.00 (+0.42%)	$119,908 (+0.55%) Land $50,085 Building $69,823	$119,908 (+0.55%) Land $50,085 Building $69,823
2024	$2,392.00	$119,254 (+2.07%) Land $50,085 Building $69,169	$119,254 (+2.07%) Land $50,085 Building $69,169
2023		$116,833 Land $47,700 Building $69,133	$116,833 Land $47,700 Building $69,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STARKE serves 6,800 people · EPA ID FL2040211
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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