986 Lone Tree Rd, Oroville, CA 95965 Property Records

Butte County property record for 986 Lone Tree Rd, Oroville, CA 95965

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,240 sqft · built 1988
Lot Size	5 acres (217,800 sqft)
Owner	2 Company Names on Record
Last Sale	$147,500 (Jun 2000)
Tax Bill	$2,371 (2025)
Deeds & Mortgages	Aug 2026 Sale Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`025-320-022-000`

Property Details

APN / Parcel Number

Primary APN	`025-320-022-000`
Alternative APN	`025-320-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	2,240 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Modern
Construction Type	Wood
Lot Area	217,800 sqft

Location & Zoning

Old Parcel Number	025-320-022
Street Address	986 LONE TREE RD
City	OROVILLE
State	CA
Zip	95965-9672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A5
Legal Description	986 LONE TREE RD
Legal Subdivision	73-12, PARCEL MAP
Jurisdiction	BUTTE CA
Township / Civil Division	PALERMO
Census Block Group	3
Census Block	3016
Census Tract	3300

Owner

Source: Butte County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	986 LONE TREE RD, OROVILLE, CA 95965-9672
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Dec 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Mar 13, 2017	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2000 · Amount on Record
Deed Sale	Jun 1, 2000 · Amount on Record
Prior Sale	Jun 4, 1997 · Amount on Record
Deed Document Number	200020263
Prior Transfer Date	Apr 23, 1997
Prior Transfer Doc	0000020387
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Aug 26, 2026
Property Address	986 LONE TREE RD, OROVILLE, CA 95965-9672
Document Number	0000023954
Instrument Date	Aug 23, 2026
Instrument	202623954
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	986 LONE TREE RD, OROVILLE, CA 95965-9672

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	986 LONE TREE RD, OROVILLE, CA 95965-9672
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043922
Date	Dec 13, 2017
Instrument	2017-0043922

Lender

Name	UMPQUA BANK
Type	Bank
Address	CHICO, CA 95926

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	986 LONE TREE RD, OROVILLE, CA 95965-9672
Document Number	0000009965
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Apr 14, 2017
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	986 LONE TREE RD BUTTE VALLEY CA 959659672, BUTTE VALLEY, CA 95965-9672

Mortgage

Document Number	0000009965
Date	Mar 20, 2017
Instrument	9965

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 19, 2032

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Secondary School District	Oroville Union High School District (09 - 12)
Elementary School District	Palermo Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,212 (+2%) Land $50,938 Building $180,274
2025	$2,371.00 (+2.91%) Homeowner's exemption	$226,680 (+4.04%) Land $49,940 Building $176,740
2024			$452,250
2023	$2,304.00 (+3.55%) Homeowner's exemption	$217,879 Land $48,001 Building $169,878
2022	$2,225.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1995–2016)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Dec 2016 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DigitalPath Fixed Wireless	400 / 20
Starlink Satellite	280 / 30
Corridor Wireless Fixed Wireless	100 / 100
Succeed.Net Fixed Wireless	100 / 50

May also be available: AT&T, Verizon.

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