986 Lammert Ln, Union, MO 63084 Property Records

Franklin County property record for 986 Lammert Ln, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,747 sqft · built 2015
Lot Size	4.4 acres (191,664 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,922 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-4-20.0-0-015-022.100`

Property Details

APN / Parcel Number

Primary APN	`17-4-20.0-0-015-022.100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,747 sqft Living Area

Exterior

Year Built	Built 2015
Construction Type	Frame
Lot Area	191,664 sqft (4.4 acres)

Location & Zoning

Street Address	986 LAMMERT LN
City	UNION
State	MO
Zip	63084-2882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:1 LAMMERT
Legal Range	01W
Legal Township	43
Legal Section	20
Legal Subdivision	LAMMERT
Legal Block	15
Legal Lot Number	1
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1002
Census Tract	800605

Owner

986 Lammert Ln is owned and occupied by two individuals who acquired it in June 2018.

Source: Franklin County records, as of November 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	986 LAMMERT LN, UNION, MO 63084-2882
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · VA Mortgage DELMAR FIN'L
Jun 11, 2018	Warranty Deed, Transfer US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2018
Deed Sale	Jun 11, 2018
Prior Sale	Sep 28, 2016
Deed Document Number	1807955
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	986 LAMMERT LN, UNION, MO 63084-2882
Document Number	0000000464
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	986 LAMMERT LN UNION MO 630842882, UNION, MO 63084-2882

Mortgage

Document Number	0000000464
Date	Jan 8, 2021
Instrument	464

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	ST LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 11, 2018
Property Address	986 LAMMERT LN, UNION, MO 63084-2882
Document Number	0000007955
Instrument Date	Jun 8, 2018
Instrument	7955
Transaction Type	Transfer
Record Updated	Jul 20, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	986 LAMMERT LN UNION MO 630842882, UNION, MO 63084-2882

Mortgage

Document Number	8174
Date	Jun 11, 2018
Instrument	8174

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 986 Lammert Ln was $2,922.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,922.00	$55,344	$291,280 Land $59,440 Building $231,840
2023	$2,511.00 (-6.34%)	$47,181	$248,320 Land $50,700 Building $197,620
2022	$2,681.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 986 Lammert Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 986 Lammert Ln is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 1 serves 3,500 people · EPA ID MO6024211
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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