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986 Grey Fox Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 986 Grey Fox Rd, Lugoff, SC 29078

Property Summary

Property TypeSingle Family Home
Details2,728 sqft · built 2006
Lot Size4.84 acres (211,266 sqft)
Owner2 Individual Names on File
Last Sale$153,125 (Oct 2014)
Tax Bill$1,415 (2025)
Deeds & MortgagesNov 2020 Mortgage
Aug 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN268-03-00-003B-SCI

Property Details

APN / Parcel Number

Primary APN268-03-00-003B-SCI
Alternative APN
  • 30593

Interior

Stories2 Stories
Building Area2,728 sqft Gross Area
Gross Area2,248 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialVinyl
Lot Area211,266 sqft (4.84 acres)
PorchPorch
Porch Area216 sqft
Deck Area264 sqft

Location & Zoning

Account Number30593
Old Parcel Number268-03-00-003B SCI
Street Address986 GREY FOX RD
CityLUGOFF
StateSC
Zip29078-9340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionBELLFIELD SUB
Legal SubdivisionBELLFIELD SUB
Legal Lot Number3B
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group1
Census Block1018
Census Tract970401

Owner

986 Grey Fox Rd is owned and occupied by two individuals who bought it in October 2014.

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address986 GREY FOX RD, LUGOFF, SC 29078-9340
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2020Deed of Trust, Mortgage
GUILD MTG
Aug 25, 2017Loan Modification, Mortgage
UNITED CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2014 · Amount on File
Deed SaleOct 2, 2014 · Amount on File
Prior SaleJul 20, 2006
Deed Document Number0003285174
Deed Book / Page3285 / 174
Prior Transfer DateSep 26, 2006
Prior Transfer Doc10580
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address986 GREY FOX RD, LUGOFF, SC 29078-9340
Document Number0000010673
Instrument DateNov 5, 2020
Transaction TypeMortgage
Record UpdatedDec 8, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address986 GREY FOX RD LUGOFF SC 290789340, LUGOFF, SC 29078-9340

Mortgage

Document Number0000010673
DateNov 12, 2020
Book Page004344/000117
Instrument10673
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
AmountAmount on Record
Term240 Months
DueNov 11, 2040

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKERSHAW SC
Property Address986 GREY FOX RD, LUGOFF, SC 29078-9340
Document Number0000007829
Instrument DateAug 25, 2017
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address986 GREY FOX RD LUGOFF SC 290789340, LUGOFF, SC 29078-9340

Mortgage

Document Number0000007829
DateSep 28, 2017
Book Page003757/000235
Instrument7829
Lender
NameUNITED CMNTY BK
TypeBank
AddressLAURENS, SC 29360
Agreement
AmountAmount on Record
Term360 Months
DueSep 27, 2047
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 986 Grey Fox Rd was $1,415.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,415.00$238,200 Land $53,400 Building $184,800$238,200
2023$305.00$238,200 Land $53,400 Building $184,800$238,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 986 Grey Fox Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims13 (1989–2020)
Claims Outside the SFHA2 of 13
Most Recent ClaimMar 2020 · other causes
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 986 Grey Fox Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 59% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber		5,000 / 5,000
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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