Stephens County property record for 986 Elberton St, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 900 sqft · built 1932 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Mar 2022) |
| Tax Bill | $1,486 (2025) |
| Deeds & Mortgages | Mar 2022 Sale Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | T12 046 |
| Primary APN | T12 046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 52,272 sqft (1.2 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 382 sqft |
| Canopy | 378 sqft |
| Utility Building | 128 sqft |
| Cooling System | Other |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 630900 |
|---|---|
| Street Address | 986 ELBERTON ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M-I |
| Legal Description | TRACTS 1 & 2 |
| Legal Subdivision | 0201 - PRIMARY - SF |
| Legal Tract | 1,2 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 970301 |
986 Elberton St is owned by an individual who bought it in March 2022.
Source: Stephens County records, as of March 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 71 OLD LIBERTY HILL RD, TOCCOA, GA 30577-7834 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2022 | Warranty Deed, Transfer |
| Mar 15, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2022 · Amount on File |
| Deed Sale | Mar 17, 2022 · Amount on File |
| Prior Sale | Mar 17, 2022 |
| Deed Document Number | 2022396 |
| Deed Book / Page | 1290 / 33 |
| Prior Transfer Date | May 5, 2015 |
| Prior Transfer Doc | 0010640242 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Mar 15, 2022 |
| Property Address | 986 ELBERTON ST, TOCCOA, GA 30577-3478 |
| Document Number | 0012900031 |
| Book / Page | 1290 / 31 |
| Instrument Date | Mar 15, 2022 |
| Instrument | 2022-000395 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 71 OLD LIBERTY HILL RD, TOCCOA, GA 30577-7834 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Mar 15, 2022 |
| Property Address | 986 ELBERTON ST, TOCCOA, GA 30577-3478 |
| Document Number | 0012900033 |
| Book / Page | 1290 / 33 |
| Instrument Date | Mar 15, 2022 |
| Instrument | 2022-000396 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 71 OLD LIBERTY HILL RD, TOCCOA, GA 30577-7834 |
The 2025 property tax bill for 986 Elberton St was $1,486.
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,486.00 | $42,617 Land $3,293 Building $39,324 | $106,544 Land $8,233 Building $98,311 |
| 2023 | $848.00 (-7.42%) | $27,714 (+6.99%) Land $3,293 Building $24,421 | $69,285 (+6.99%) Land $8,233 Building $61,052 |
| 2022 | $916.00 | $25,903 Land $3,293 Building $22,610 | $64,759 Land $8,233 Building $56,526 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 986 Elberton St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 986 Elberton St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Windstream.
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