986 E River Rd, Fork Union, VA 23055 Property Records

Fluvanna County property record for 986 E River Rd, Fork Union, VA 23055 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1993
Square Footage1,000 sqft Living Area
Lot Size87,120 sqft (2 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2024)
Tax Bill$1,630.00 (2025)

Property Details

APN / Parcel Number

Primary APN52 14 2
Alternative APN
  • 8605

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,000 sqft Living Area
Gross Area2,088 sqft Gross Area
1st Floor1,000 sqft 1st Floor
Basement Area1,000 sqft Basement
Unfinished Basement1,000 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1993
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area87,120 sqft (2 acres)
Deck Area60 sqft Deck
TopographyRolling Topography

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemCentral Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceCistern Water Source

Location & Zoning

Account Number8605
Street Address986 E RIVER RD
CityFORK UNION
StateVA
Zip23055-2088
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINST 240001661 AC 2.0
Legal SubdivisionOAKLAND SUBDIVISION
JurisdictionFLUVANNA VA
Minor Civil DivisionFORK UNION
Census Blockgroup3
Census Block3029
Census Tract20200

Owner

Source: Fluvanna County records · APN 52 14 2

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address986 E RIVER RD, FORK UNION, VA 23055-2088
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 03, 2024 · Amount on Record
Deed SaleJul 03, 2024 · Amount on Record
Prior SaleJan 08, 2010
Deed Doc Number20241661
Record RefreshedSep 20, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLUVANNA VA
Property Address986 E RIVER RD, FORK UNION, VA 23055-2088
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0240001681
DateJul 08, 2024
Instrument240001681
Lender
NameNFM INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2054

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$216,000 (-) Land $35,000 Building $181,000$216,000 (-) Land $35,000 Building $181,000
2025$1,630.00 (+54.5%)$216,000 (+72.8%) Land $35,000 Building $181,000$216,000 (+72.8%) Land $35,000 Building $181,000
2023$125,000 Land $35,000 Building $90,000$125,000 Land $35,000 Building $90,000
2022$1,055.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E River Rd

Nearby Streets

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