Muskegon County property record for 986 E Keating Ave, Muskegon, MI 49442
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 856 sqft · built 1940 |
| Lot Size | 0.176 acres (7,667 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Sep 2025) |
| Tax Bill | $815 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Mar 2025 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24215010001600 |
| Primary APN | 24215010001600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 856 sqft Living Area |
| 1st Floor Area | 856 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 940 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,667 sqft (0.176 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 986 E KEATING AVE |
|---|---|
| City | MUSKEGON |
| State | MI |
| Zip | 49442-5953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | CITY OF MUSKEGON CONTINENTAL ADD W 1/2 LOTS 16-17 & 18 BLK 10 SBJT TO ESMNT FOR ROW RECOR'D 1513/363 |
| Legal Range | 17W |
| Legal Township | 9N |
| Legal Section | 15 |
| Legal Subdivision | CONTINENTAL ADDITION |
| Legal Block | 10 |
| Legal Lot Number | 16-18 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | MUSKEGON |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 402 |
986 E Keating Ave is owned and occupied by an individual who bought it in September 2025.
Source: Muskegon County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2745 E MARAREBECAH LN, MUSKEGON, MI 49442-1578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2025 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC |
| Mar 10, 2025 | Warranty Deed, Transfer · Line of Credit FLOS COLLECTION MI LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on File |
| Deed Sale | Sep 22, 2025 · Amount on File |
| Prior Sale | Mar 10, 2025 · Amount on File |
| Deed Document Number | 20255862720 |
| Deed Book / Page | 4397 / 186 |
| Prior Transfer Date | Apr 11, 2003 |
| Prior Transfer Doc | 0005035639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Sep 22, 2025 |
| Property Address | 986 E KEATING AVE, MUSKEGON, MI 49442-5953 |
| Document Number | 004397/186 |
| Book / Page | 4397 / 186 |
| Map Reference | LB 6 PG 4 |
| Instrument Date | Aug 22, 2025 |
| Instrument | 5862720 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | IRONGATE TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4964 RED PINE DR, GRANT, MI 49327-9695 |
| Name | Verified Name |
|---|---|
| Address | 986 E KEATING AVE, MUSKEGON, MI 49442-5953 |
| Document Number | 0004397187 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 4397/187 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Number | 004397/188 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 4397/188 |
| Instrument | 5862722 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Mar 10, 2025 |
| Property Address | 986 E KEATING AVE, MUSKEGON, MI 49442-5953 |
| Document Number | 004378/863 |
| Book / Page | 4378 / 863 |
| Map Reference | LB 4 PG 4 |
| Instrument Date | Mar 7, 2025 |
| Instrument | 5844416 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | IRONGATE TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $559.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3121 MEYERS DR, MUSKEGON, MI 49442-1665 |
| Name | Verified Name |
|---|---|
| Address | 4964 RED PINE DR, GRANT, MI 49327-9695 |
| Investor | Possibly a Property Investor |
| Document Number | 0004378864 |
|---|---|
| Date | Mar 10, 2025 |
| Instrument | 4378/864 |
| Name | FLOS COLLECTION MI LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 986 E Keating Ave was $815 with a homeowner's exemption, down 29.2% from the year before.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| Municipality | Muskegon City |
| Unified School District | Muskegon City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,900 (+28.51%) | $129,800 (+28.51%) | |
| 2025 | $815.00 (-29.19%) | $50,500 | $101,000 |
| 2024 | $1,151.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 986 E Keating Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 986 E Keating Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUSKEGON serves 37,213 people · EPA ID MI0004570 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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