Stone County property record for 986 Discovery Bay Dr, Shell Knob, MO 65747
| Property Type | Single Family Home |
|---|---|
| Details | 4,899 sqft |
| Owner | Individual Name on File |
| Tax Bill | $5,460 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Nov 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-2.0-09-000-000-009.079 |
| Primary APN | 15-2.0-09-000-000-009.079 |
|---|
| Building Area | 4,899 sqft Adjusted Area |
|---|
| Street Address | 986 DISCOVERY BAY DR |
|---|---|
| City | SHELL KNOB |
| State | MO |
| Zip | 65747-8048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT:79 SUBD:DISCOVERY BAY @ NORWALK LANDING SEC/TWN/RNG/MER:SEC 09 TWN 22 RNG 24 |
| Legal Subdivision | DISCOVERY BAY @ NORWALK LANDING |
| Legal Lot Number | 79 |
| Jurisdiction | STONE MO |
| Township / Civil Division | ALPINE |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 90202 |
Source: Stone County records · APN 15-2.0-09-000-000-009.079
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1831 S ANNA ST, WICHITA, KS 67209-2801 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage EMPRISE BANK |
| Nov 04, 2021 | Deed of Trust, Mortgage · Line of Credit EMPRISE BANK |
| Oct 29, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2023 |
| Deed Sale | Dec 20, 2023 |
| Prior Sale | Oct 29, 2021 |
| Deed Document Number | 202300014300 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STONE MO |
| Recording Date | Dec 20, 2023 |
| Property Address | 986 DISCOVERY BAY DR, SHELL KNOB, MO 65747-8048 |
| Document Number | 202300014300 |
| Map Reference | MB 74 PG 6&7 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 202300014300 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1831 S ANNA ST, WICHITA, KS 67209-2801 |
| Document Number | 202300014341 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 202300014341 |
| Name | EMPRISE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 8.5% |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONE MO |
| Property Address | 986 DISCOVERY BAY DR, SHELL KNOB, MO 65747-8048 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 202100018006 |
|---|---|
| Date | Nov 04, 2021 |
| Instrument | 202100018006 |
| Name | EMPRISE BANK |
|---|---|
| Type | Bank |
| Address | WICHITA, KS 67201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STONE MO |
| Recording Date | Oct 29, 2021 |
| Property Address | 986 DISCOVERY BAY DR, SHELL KNOB, MO 65747-8048 |
| Document Number | 202100017665 |
| Map Reference | MB 74 PG 6&7 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 202100017665 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1831 S ANNA ST, WICHITA, KS 67209-2801 |
| Investor | Possibly a Property Investor |
Source: Stone County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Stone County |
| Elementary School District | Shell Knob 78 School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,460.00 (+1,000.81%) | $116,380 (+1,%) | $612,500 (+999.64%) Land $55,800 Building $556,700 |
| 2023 | $496.00 | $10,580 | $55,700 Land $55,700 |
Source: FEMA National Flood Hazard Layer as of August 27, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2010 · other causes |
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| The Foerster Project Fixed Wireless | 50 / 25 |
| Total Highspeed Fixed Wireless | 30 / 10 |
Based on FCC filings for 8 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CRYSTAL BEACH SUBD private · serves 91 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 13 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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