986 Deseo Ave, Camarillo, CA 93010 Property Records

Ventura County property record for 986 Deseo Ave, Camarillo, CA 93010

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,856 sqft · built 1970
Lot Size	0.478 acres (20,818 sqft)
Owner	Company Name on Record
Last Sale	$900,000 (Sep 2018)
Tax Bill	$11,538 (2025)
Deeds & Mortgages	Feb 2023 Transfer Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`109-0-302-025`

Property Details

APN / Parcel Number

Primary APN	`109-0-302-025`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	1,856 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	20,818 sqft (0.478 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	154 sqft

Location & Zoning

Street Address	986 DESEO AVE
City	CAMARILLO
State	CA
Zip	93010-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE20AV
Legal Description	TRACT: 163200 LOT: 90 REF: 040MR 078
Legal Subdivision	TRACT 1632 IN THE
Legal Tract	163200
Legal Block	302
Legal Lot Number	90
Jurisdiction	VENTURA CA
Township / Civil Division	CAMARILLO
Census Block Group	1
Census Block	1000
Census Tract	5204

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	986 DESEO AVE, CAMARILLO, CA 93010-1018
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Intrafamily Transfer, Transfer
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L
Jan 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 18, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Sep 18, 2018	Grant Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Jun 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2018 · Amount on Record
Deed Sale	Sep 18, 2018 · Amount on Record
Prior Sale	Nov 8, 2016 · Amount on Record
Deed Document Number	2018106520
Last Transfer Date	Feb 14, 2023
Transfer Doc	0000012458
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Feb 17, 2023
Property Address	986 DESEO AVE, CAMARILLO, CA 93010-1018
Document Number	0000012458
Map Reference	MB 40 PG 78
Instrument Date	Feb 14, 2023
Instrument	2023000012458
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	986 DESEO AVE, CAMARILLO, CA 93010-1018

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	986 DESEO AVE, CAMARILLO, CA 93010-1018
Document Number	0000192421
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 DESEO AVE CAMARILLO CA 930101018, CAMARILLO, CA 93010-1018

Mortgage

Document Number	0000192421
Date	Nov 13, 2020
Instrument	192421

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jan 7, 2020
Property Address	986 DESEO AVE, CAMARILLO, CA 93010-1018
Document Number	0000001778
Map Reference	MB 40 PG 78
Instrument Date	Dec 30, 2019
Instrument	20200107-00001778
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 DESEO AVE, CAMARILLO, CA 93010-1018

Mortgage

Document Number	0000001779
Date	Jan 7, 2020
Instrument	20200107-00001779

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Sep 18, 2018
Property Address	986 DESEO AVE, CAMARILLO, CA 93010-1018
Document Number	0000106521
Instrument Date	Sep 4, 2018
Instrument	106521
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	986 DESEO AVE CAMARILLO CA 930101018, CAMARILLO, CA 93010-1018

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Sep 18, 2018
Property Address	986 DESEO AVE, CAMARILLO, CA 93010-1018
Document Number	0000106520
Map Reference	MB40 PG78
Instrument Date	Aug 22, 2018
Instrument	20180918-00106520
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 DESEO AVE, CAMARILLO, CA 93010-1018

Mortgage

Document Number	0000106522
Date	Sep 18, 2018
Instrument	20180918-00106522

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 22, 2018
Property Address	986 DESEO AVE, CAMARILLO, CA 93010-1018
Document Number	0000071485
Instrument Date	Jun 19, 2018
Instrument	71485
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2820 TOWNSGATE RD #207 WESTLAKE VILLAGE CA 913613078, 207, WESTLAKE VILLAGE, CA 91361-3078

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Elementary School District	Mesa Union Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,024,043 (+2%) Land $665,631 Building $358,412
2025	$11,538.00 (+2.79%) Homeowner's exemption	$1,003,964 (+4.04%) Land $652,579 Building $351,385
2024	$11,225.00 (+3.08%)
2023	$10,890.00 (+0.95%) Homeowner's exemption	$964,980 Land $627,238 Building $337,742
2022	$10,788.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1998–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AMERICAN WC - LAS POSAS ESTATES private · serves 2,043 people · EPA ID CA5610081
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	May 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Rocket Broadband.

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