986 Crestview Dr, Troy, OH 45373 Property Records

Miami County property record for 986 Crestview Dr, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,596 sqft · built 1965
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$211,000 (May 2021)
Tax Bill$2,560 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APND08-050930

Property Details

APN / Parcel Number

Primary APND08-050930
Alternative APNs
  • 011018.4-15-008-00
  • D08NE047 00300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,596 sqft Living Area
1st Floor Area3,192 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialBrick
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions125 ft deep x 82 ft wide
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Patio Area168 sqft
Canopy168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address986 CRESTVIEW DR
CityTROY
StateOH
Zip45373-1704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 5176 82
Legal SubdivisionSTONY RIDGE PLAT NO 2
Legal Lot Number5176
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1003
Census Tract365102

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address986 CRESTVIEW DR, TROY, OH 45373-1704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2021Warranty Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK
Feb 28, 2019Grant Deed, Transfer · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2021 · Amount on Record
Deed SaleMay 11, 2021 · Amount on Record
Prior SaleFeb 28, 2019 · Amount on Record
Deed Document Number20212021OR-08205
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateMay 11, 2021
Property Address986 CRESTVIEW DR, TROY, OH 45373-1704
Document Number0000008205
Map ReferenceMB 8 PG 118
Instrument DateMay 6, 2021
Instrument2021OR-08205
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address986 CRESTVIEW DR, TROY, OH 45373-1704

Mortgage

Document Number0000008206
DateMay 11, 2021
Instrument2021OR-08206
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMIAMI OH
Recording DateFeb 28, 2019
Property Address986 CRESTVIEW DR, TROY, OH 45373-1704
Document Number0000002069
Instrument DateFeb 26, 2019
Instrument2069
Transaction TypeTransfer
Record UpdatedMar 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$279.80
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address986 CRESTVIEW DR TROY OH 453731704, TROY, OH 45373-1704

Mortgage

Document Number2070
DateFeb 28, 2019
Instrument2070
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 27, 2049

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,560.00 (+3.64%) Homeowner's exemption$75,780 (+17.98%) Land $12,850 Building $62,930$216,500 (+17.98%) Land $36,700 Building $179,800
2024$2,470.00 (+3.22%) Homeowner's exemption$64,230 (-) Land $13,900 Building $50,330
2023$2,393.00 (+17.25%) Homeowner's exemption$64,230 (-) Land $13,900 Building $50,330$183,500 (-) Land $39,700 Building $143,800
2022$2,041.00 Homeowner's exemption$64,230 Land $13,900 Building $50,330$183,500 Land $39,700 Building $143,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon, Watch TV.

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