Middlesex County and Framingham City property record for 986 Concord St, Framingham, MA 01701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,589 sqft · built 1927 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $309,000 (Feb 2015) |
| Tax Bill | $6,637 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-26-2444 |
| Primary APN | 82-26-2444 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,589 sqft Living Area |
| Gross Area | 2,626 sqft |
| 1st Floor Area | 889 sqft |
| Basement Area | 889 sqft |
| Unfinished Basement | 889 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 6629 |
|---|---|
| Street Address | 986 CONCORD ST |
| City | FRAMINGHAM |
| State | MA |
| Zip | 01701-4502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | FRAMINGHAM |
| Legal Block | 26 |
| Legal Lot Number | 2444 |
| Jurisdiction | FRAMINGHAM MA |
| Township / Civil Division | FRAMINGHAM |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 383600 |
Source: Middlesex County and Framingham City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 986 CONCORD ST, FRAMINGHAM, MA 01701-4502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage HANSCOM FCU |
| May 13, 2021 | Deed of Trust, Mortgage · Line of Credit HANSCOM FCU |
| Mar 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2015 · Amount on Record |
| Deed Sale | Feb 17, 2015 · Amount on Record |
| Prior Sale | Jan 16, 2003 · Amount on Record |
| Deed Book / Page | 64919 / 154 |
| Transfer Doc | 064919-154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 986 CONCORD ST, FRAMINGHAM, MA 01701-4502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 084710-333 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 84710/333 |
| Instrument | 122084 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 986 CONCORD ST, FRAMINGHAM, MA 01701-4502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077764-217 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 77764/217 |
| Instrument | 109185 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 986 CONCORD ST, FRAMINGHAM, MA 01701-4502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72359-264 |
|---|---|
| Date | Mar 21, 2019 |
| Book Page | 72359/264 |
| Instrument | 34714 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Framingham City |
| Unified School District | Framingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,637.00 (+1.44%) | $561,000 (+2.37%) Land $271,500 Building $279,800 | $620,892 (-7.1%) |
| 2025 | $6,543.00 (+3.28%) | $548,000 (+7.79%) Land $258,500 Building $289,500 | $668,325 (+3.5%) |
| 2024 | $6,335.00 (+8.81%) | $508,400 (+14.3%) Land $230,800 Building $277,600 | $645,715 |
| 2023 | $5,822.00 | $444,800 Land $206,000 Building $238,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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