986 Chambers Ct, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 986 Chambers Ct, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	2,016 sqft · built 1962
Lot Size	0.731 acres (31,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (Mar 2023)
Tax Bill	$10,727 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00449-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`06-00449-0000-00005`
Alternative APNs	`060044900005` `S001`

Interior

Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	31,860 sqft (0.731 acres)
Lot Dimensions	270 ft deep x 118 ft wide

Location & Zoning

Account Number	S001
Street Address	986 CHAMBERS CT
City	BRIDGEWATER
State	NJ
Zip	08807-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	ADDITIONAL LOTS: SURVIVING SPOUSE/FACILITY NAME: DISABLED VETERAN
Legal Subdivision	FAWN RDG SEC 02
Legal Block	449
Legal Lot Number	5
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	2
Census Block	2006
Census Tract	50802

Owner

Source: Somerset County and Bridgewater Township records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	986 CHAMBERS CT, BRIDGEWATER, NJ 08807-1122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 28, 2023	Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Deed Document Number	20237725
Deed Book / Page	7498 / 3279
Prior Transfer Date	Mar 10, 2010
Prior Transfer Doc	0000010433
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	Oct 7, 2026
Property Address	986 CHAMBERS CT, BRIDGEWATER, NJ 08807-1122
Document Number	0000028431
Book / Page	7707 / 417
Instrument Date	Oct 2, 2026
Instrument	202628431
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 CHAMBERS CT, BRIDGEWATER, NJ 08807-1122

Mortgage

Document Number	0000028431,
Date	Oct 7, 2026
Book Page	7707/417
Instrument	202628431

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 28, 2023
Property Address	986 CHAMBERS CT, BRIDGEWATER, NJ 08807-1122
Document Number	0000007725
Book / Page	7498 / 3279
Instrument Date	Mar 18, 2023
Instrument	2023007725
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,431.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20TH TERRACE, FORT LAUDERDALE, FL 33308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 CHAMBERS CT, BRIDGEWATER, NJ 08807-1122

Mortgage

Document Number	0000007726
Date	Mar 28, 2023
Instrument	2023007726

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,600 (+8.9%) Land $290,300 Building $315,300	$605,600 (+8.9%) Land $290,300 Building $315,300
2025	$10,727.00 (+0.98%)	$556,100 (+13.7%) Land $272,300 Building $283,800	$556,100 (+13.7%) Land $272,300 Building $283,800
2024	$10,623.00
2023		$489,100 Land $272,300 Building $216,800	$489,100 Land $272,300 Building $216,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	9 (1978–2021)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: AT&T, Xfinity.

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