986 Central Ave, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 986 Central Ave, Pawtucket, RI 02861

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,070 sqft · built 1925
Lot Size	0.135 acres (5,862 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,163 (2025)
Deeds & Mortgages	Sep 2022 Refinance Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:13 L:0060`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:13 L:0060`
Alternative APN	`130060`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,070 sqft Living Area
Gross Area	3,555 sqft
1st Floor Area	1,174 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Other
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,862 sqft (0.135 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	130060
Street Address	986 CENTRAL AVE
City	PAWTUCKET
State	RI
Zip	02861-2259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Lot Number	60
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	2
Census Block	2002
Census Tract	15700

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	986 CENTRAL AVE, PAWTUCKET, RI 02861-2259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance RHODE ISLAND CREDIT UNION
Jun 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage RHODE ISLAND CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	986 CENTRAL AVE, PAWTUCKET, RI 02861-2259
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004915-211
Date	Sep 13, 2022
Book Page	4915/211
Instrument	17

Lender

Name	RHODE ISLAND CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	986 CENTRAL AVE, PAWTUCKET, RI 02861-2259
Document Number	4100-208
Book / Page	004100 / 000208
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 CENTRAL AVE PAWTUCKET RI 028612259, PAWTUCKET, RI 02861-2259

Mortgage

Document Number	4100-208
Date	Jun 15, 2017
Book Page	004100/000208
Instrument	21

Lender

Name	RHODE ISLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 14, 2037

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,163.00 (-1.07%)	$316,600 (+27.46%) Land $124,800 Building $191,800	$443,218
2023	$4,208.00 (+2.19%)	$248,400 (-) Land $63,700 Building $184,700
2022	$4,118.00	$248,400 Land $63,700 Building $184,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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