986 Cass Ave, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 986 Cass Ave, Woonsocket, RI 02895

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,534 sqft · built 1920
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Dec 2014)
Tax Bill	$5,210 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12381550`

Property Details

APN / Parcel Number

Primary APN	`12381550`
Alternative APN	`WOON M:48F L:60 U:16`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,534 sqft Living Area
Gross Area	5,320 sqft
1st Floor Area	1,267 sqft
Attic	Attic
Attic Area	1,267 sqft
Basement Area	1,267 sqft
Unfinished Basement	1,267 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	12381550
Street Address	986 CASS AVE
City	WOONSOCKET
State	RI
Zip	02895-4934
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Lot Number	60
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	1
Census Block	1017
Census Tract	18400

Owner

986 Cass Ave, a duplex, is owned and occupied by two individuals who acquired it in September 2021.

Source: Woonsocket City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	986 CASS AVE, WOONSOCKET, RI 02895-4934
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2019	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Aug 26, 2020	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK OF RHODE ISLAND
Sep 9, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2014 · Amount on File
Deed Sale	Dec 29, 2014 · Amount on File
Deed Book / Page	2139 / 148
Last Transfer Date	Sep 3, 2021
Transfer Doc	002660-151
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	986 CASS AVE, WOONSOCKET, RI 02895-4934
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002418-296
Date	Feb 12, 2019
Book Page	2418/296
Instrument	199363

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	986 CASS AVE, WOONSOCKET, RI 02895-4934
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002550-327
Date	Aug 26, 2020
Book Page	2550/327
Instrument	209071

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Sep 9, 2021
Property Address	986 CASS AVE, WOONSOCKET, RI 02895-4934
Document Number	002660-151
Book / Page	2660 / 151
Instrument Date	Sep 3, 2021
Instrument	216846
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	986 CASS AVE, WOONSOCKET, RI 02895-4934

Tax Assessment & Valuation

The 2025 property tax bill for 986 Cass Ave was $5,210.

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,210.00	$463,900 Land $106,000 Building $357,900	$510,002
2023	$4,377.00	$313,100 (-) Land $94,000 Building $219,100
2022	$4,377.00	$313,100 Land $94,000 Building $219,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 986 Cass Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 986 Cass Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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