Santa Clara County property record for 986 Alta Oak Way, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,204 sqft · built 2003 |
| Lot Size | 0.175 acres (7,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $37,500 (May 2025) |
| Tax Bill | $11,069 (2025) |
| Flood Zone | Zone D (undetermined) |
| APN | 808-42-031 |
| Primary APN | 808-42-031 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,204 sqft Living Area |
| 1st Floor Area | 1,642 sqft |
| 2nd Floor Area | 1,562 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 7,640 sqft (0.175 acres) |
| Garage Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 986 ALTA OAK WAY |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-3445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 9303 LOT 31 |
| Legal Subdivision | 9303 VILLAGIO |
| Legal Tract | 9303 |
| Legal Lot Number | 31 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 512509 |
986 Alta Oak Way is owned and occupied by an individual who bought it in May 2025.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 986 ALTA OAK WAY, GILROY, CA 95020-3445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2025 · Amount on File |
| Deed Sale | May 19, 2025 · Amount on File |
| Prior Sale | Mar 16, 2015 · Amount on File |
| Deed Document Number | 202525808494 |
| Prior Transfer Date | May 8, 2025 |
| Prior Transfer Doc | 0025808494 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 986 Alta Oak Way was $11,069, up 1.6% from the year before.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $921,856 (+2%) Land $507,022 Building $414,834 | |
| 2025 | $11,069.00 (+1.61%) | $903,781 Land $497,081 Building $406,700 |
| 2024 | $10,894.00 (+0.6%) | |
| 2023 | $10,829.00 (+1.67%) Homeowner's exemption | $868,688 Land $477,780 Building $390,908 |
| 2022 | $10,651.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 986 Alta Oak Way in Zone D, where flood risk has not been studied, though there have been 8 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1986) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 986 Alta Oak Way is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures