Mercer County property record for 986 95th Ave, Joy, IL 61260
| Property Type | Rural Home |
|---|---|
| Lot Size | 160 acres (6,969,600 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $10,316 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 070813200001 |
| Primary APN | 070813200001 |
|---|
| Lot Area | 6,969,600 sqft (160 acres) |
|---|
| Street Address | 986 95TH AVE |
|---|---|
| City | JOY |
| State | IL |
| Zip | 61260-8574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S13 T14N R5W NE |
| Legal Range | 05W |
| Legal Township | 14N |
| Legal Section | 13 |
| Jurisdiction | MERCER IL |
| Township / Civil Division | NEW BOSTON |
| Census Block Group | 2 |
| Census Block | 2187 |
| Census Tract | 40200 |
986 95th Ave, a rural home, is held in a trust.
Source: Mercer County records, as of July 10, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 921 95TH AVE, JOY, IL 61260-8574 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 986 95th Ave was $10,316.
Source: Mercer County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Mercer County |
| County Subdivision | New Boston Township |
| Unified School District | Mercer County School District 404 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,316.00 | $130,900 Land $66,900 Building $64,000 | |
| 2022 | $6,525.00 | $83,609 Land $47,625 Building $35,984 | $250,827 Land $142,875 Building $107,952 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 986 95th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 986 95th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Nextlink Fixed Wireless | 100 / 20 |
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