986 16th Ave NE, Naples, FL 34120 Property Records

Collier County property record for 986 16th Ave NE, Naples, FL 34120

Property Summary

Property TypeSingle Family Home
Details2,350 sqft · built 2018
Lot Size2.73 acres (118,919 sqft)
Owner2 Individual Names on File
Last Sale$44,900 (Nov 2015)
Tax Bill$5,239 (2025)
Deeds & MortgagesJul 2020 Mortgage
Sep 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APN331000 31 03C35

Property Details

APN / Parcel Number

Primary APN331000 31 03C35
Alternative APNs
  • 374422000040719003103
  • 37442200004

Interior

Stories1 Story
Building Area2,350 sqft Living Area
1st Floor Area2,350 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeMasonry / Concrete Block
Lot Area118,919 sqft

Location & Zoning

Street Address986 16TH AVE NE
CityNAPLES
StateFL
Zip34120-7474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 17 E 180FT OF TR 31
Legal Range27
Legal Township48
Legal Section35
Legal SubdivisionGOLDEN GATE EST UNIT 17
Legal Tract31
Legal Block1
Legal Unit17
JurisdictionCOLLIER FL
Township / Civil DivisionIMMOKALEE
Census Block Group1
Census Block1009
Census Tract11214

Owner

986 16th Ave NE is owned and occupied by two individuals who bought it in November 2015.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address986 16TH AVE NE, NAPLES, FL 34120-7474
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALLY BANK
Sep 20, 2017Trustee's Deed, Construction Loan · Construction Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2015 · Amount on File
Deed SaleNov 4, 2015 · Amount on File
Prior SaleOct 29, 2014 · Amount on File
Deed Document Number20155191684
Deed Book / Page5211 / 903
Prior Transfer DateOct 15, 2015
Prior Transfer Doc0052110905
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address986 16TH AVE NE, NAPLES, FL 34120-7474
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057852859
DateJul 9, 2020
Book Page5785/2859
Instrument5891246
Lender
NameALLY BANK
TypeBank
AddressCHARLOTTE, NC 28202
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJun 1, 2050

September 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCOLLIER FL
Recording DateSep 20, 2017
Property Address986 16TH AVE NE, NAPLES, FL 34120-7474
Document Number0054332817
Book / Page005433 / 002817
Instrument DateSep 7, 2017
Instrument5450628
Transaction TypeConstruction Loan
Record UpdatedOct 11, 2017
Title CompanyPARADISE COAST TITLE AND ESCROW, PARADISE COAST TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7712 ROZZINI LN NAPLES FL 341142677, NAPLES, FL 34114-2677

Mortgage

Document Number54332817
DateSep 20, 2017
Book Page005433/002817
Instrument5450628
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueSep 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 986 16th Ave NE was $5,239 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$460,020 (+2.7%)$745,186 (-1.05%) Land $174,720 Building $570,466
2025$5,239.00 Homeowner's exemption$447,926$753,111 Land $174,720 Building $578,391
2023$5,037.00 (-1.29%) Homeowner's exemption$422,623 (+3%)$846,392 (+12.56%) Land $189,735 Building $656,657
2022$5,103.00 Homeowner's exemption$410,314$751,958 Land $134,726 Building $617,232

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 986 16th Ave NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 160 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies160 in force
Nearby Flood Claims3 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 986 16th Ave NE is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 16th Ave NE

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