9858 Rivergate Rd NW, Ash, NC 28420 Property Records

Brunswick County property record for 9858 Rivergate Rd NW, Ash, NC 28420

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,920 sqft · built 1996
Lot Size	0.325 acres (14,157 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Nov 2021)
Tax Bill	$1,202 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`176BA003`

Property Details

APN / Parcel Number

Primary APN	`176BA003`
Alternative APNs	`100904942388` `80119007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Heated Area
Gross Area	4,960 sqft
1st Floor Area	1,920 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Exterior Material	Wood Shingle
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,157 sqft (0.325 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80119007
Street Address	9858 RIVERGATE RD NW
City	ASH
State	NC
Zip	28420-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	L-43 B-4 PH-1 RIVERGATE EST PLAT U/308
Legal Subdivision	RIVERGATE EST
Legal Phase	1
Legal Block	4
Legal Lot Number	43
Jurisdiction	BRUNSWICK NC
Township / Civil Division	WACCAMAW
Census Block Group	2
Census Block	2003
Census Tract	20505

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	932 DECESARIS DR, LOTHIAN, MD 20711-9515
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 31, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2021 · Amount on Record
Deed Sale	Nov 4, 2021 · Amount on Record
Prior Sale	Jul 31, 2020 · Amount on Record
Deed Book / Page	4739 / 143
Prior Transfer Date	Nov 16, 2009
Prior Transfer Doc	0029950004
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Nov 4, 2021
Property Address	9858 RIVERGATE RD NW, ASH, NC 28420-2025
Document Number	0047390143
Book / Page	4739 / 143
Map Reference	CAB U PG 308
Instrument Date	Nov 4, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2308 WAKEFIELD PLANTATION DR, 2308, RALEIGH, NC 27614-8808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 DECESARIS DR, LOTHIAN, MD 20711-9515

Mortgage

Document Number	0004739146
Date	Nov 4, 2021
Instrument	4739/146

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 31, 2020
Property Address	9858 RIVERGATE RD NW, ASH, NC 28420-2025
Document Number	0044090270
Book / Page	004409 / 000270
Instrument Date	Jul 31, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$600.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2308 WAKEFIELD PLANTATION DR RALEIGH NC 276148808, RALEIGH, NC 27614-8808

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,460 (-) Land $45,000 Building $262,460	$307,460 (-) Land $45,000 Building $262,460
2025	$1,202.00	$307,460 (-) Land $45,000 Building $262,460	$307,460 (-) Land $45,000 Building $262,460
2023		$307,460 Land $45,000 Building $262,460	$307,460 Land $45,000 Building $262,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	15 (1999–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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