Winnebago County property record for 9856 Highstone Dr, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,737 sqft · built 1996 |
| Lot Size | 0.622 acres (27,106 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $149,000 (Dec 2008) |
| Tax Bill | $2,373 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-03-403-005 |
| Primary APN | 08-03-403-005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,737 sqft Living Area |
| 1st Floor Area | 1,737 sqft |
| Basement Area | 1,737 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 27,106 sqft (0.622 acres) |
| Lot Dimensions | 228 ft deep x 121 ft wide |
| Garage Area | 892 sqft |
| Deck Area | 120 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 111D556 |
|---|---|
| Street Address | 9856 HIGHSTONE DR |
| City | ROSCOE |
| State | IL |
| Zip | 61073-7113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | PLAT NO 10 SAGEWOOD SUB BNG PT S1/2 SEC 3-45-2 LOT 456 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 3 |
| Legal Subdivision | PLAT NO 10 SAGEWOOD SUB |
| Legal Lot Number | 456 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | HARLEM |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 3806 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7585 BEL MAR DR, BELVIDERE, IL 61008-9002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2008 · Amount on Record |
| Deed Sale | Dec 10, 2008 · Amount on Record |
| Deed Document Number | 2008857082 |
| Last Transfer Date | Jan 9, 2026 |
| Transfer Doc | 0000001458 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 9856 HIGHSTONE DR, ROSCOE, IL 61073-7113 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004052 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2104052 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Harlem Township |
| Municipality | Roscoe Village |
| Unified School District | Harlem Unit School District 122 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,373.00 | $82,478 (+35.75%) Land $14,716 Building $67,762 | $247,434 (+35.75%) Land $44,148 Building $203,286 |
| 2022 | Homeowner's exemption Disabled Person's exemption | $60,756 Land $10,840 Building $49,916 | $182,268 Land $32,520 Building $149,748 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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