9856 Harmony Ridge Dr, Semmes, AL 36575 Property Records

Mobile County property record for 9856 Harmony Ridge Dr, Semmes, AL 36575

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,220 sqft · built 2006
Lot Size	0.351 acres (15,323 sqft)
Owner	2 Individual Names on File
Last Sale	$189,900 (Aug 2019)
Tax Bill	$1,161 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022405220000004031`

Property Details

APN / Parcel Number

Primary APN	`R022405220000004031`
Alternative APNs	`24 05 22 0 000 004.031` `03371915` `3371915`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,220 sqft Living Area
1st Floor Area	2,220 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,323 sqft (0.351 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	173 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3371915
Street Address	9856 HARMONY RIDGE DR
City	SEMMES
State	AL
Zip	36575-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 HARMONY RIDGE UNIT 1 MBK 103/73 #SEC 22 T3S R3W #MP24 05 22 0 000
Legal Range	03S
Legal Township	03S
Legal Section	22
Legal Subdivision	HARMONY RIDGE
Legal Lot Number	29
Legal Unit	1
Jurisdiction	MOBILE AL
Township / Civil Division	SEMMES
Census Block Group	1
Census Block	1042
Census Tract	6304

Owner

9856 Harmony Ridge Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9856 HARMONY RIDGE DR, SEMMES, AL 36575-5222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2019 · Amount on File
Deed Sale	Aug 20, 2019 · Amount on File
Prior Sale	Aug 22, 2005
Deed Document Number	201948672
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Aug 20, 2019
Property Address	9856 HARMONY RIDGE DR, SEMMES, AL 36575-5222
Document Number	0000048672
Map Reference	MB 103 PG 73
Instrument Date	Aug 12, 2019
Instrument	2019048672
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 S MILITARY HWY # 24272427, 400, VIRGINIA BEACH, VA 23464-1882

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9856 HERMONG RIDGE DR, SEMMES, AL 36575

Mortgage

Document Number	0000048673
Date	Aug 20, 2019
Instrument	2019048673

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO INC
Type	Mortgage Company
Address	DAPHNE, AL 36527

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 9856 Harmony Ridge Dr was $1,161 with a homeowner's exemption, down 1% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,161.00 (-1.02%) Homeowner's exemption	$25,310 (-0.98%) Land $4,500 Building $20,810	$253,100 (-0.98%) Land $45,000 Building $208,100
2024	$1,173.00 (+3.08%) Homeowner's exemption	$25,560 (+2.9%) Land $4,500 Building $21,060	$255,600 (+2.9%) Land $45,000 Building $210,600
2023	$1,138.00 Homeowner's exemption	$24,840 Land $4,300 Building $20,540	$248,400 Land $43,000 Building $205,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9856 Harmony Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9856 Harmony Ridge Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20