Orange County property record for 9854 Marsh Pointe Dr, Orlando, FL 32832
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,154 sqft · built 2003 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $356,000 (Nov 2003) |
| Tax Bill | $5,220 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-24-31-5132-00-070 |
| Primary APN | 16-24-31-5132-00-070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,154 sqft Living Area |
| Gross Area | 4,027 sqft |
| 1st Floor Area | 3,154 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,400 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 619 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 254 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 9854 MARSH POINTE DR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32832-5948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | NORTH SHORE AT LAKE HART PARCEL 5 52/134 LOT 7 |
| Legal Range | 31E |
| Legal Township | 24S |
| Legal Section | 16 |
| Legal Subdivision | NORTH SHORE AT LAKE HART PARCEL 5 |
| Legal Tract | 5132 |
| Legal Lot Number | 7 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | EAST ORANGE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 16736 |
9854 Marsh Pointe Dr is owned and occupied by two individuals who bought it in November 2003.
Source: Orange County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9854 MARSH POINTE DR, ORLANDO, FL 32832-5948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI TRUSTCO BK |
| May 5, 2017 | Deed of Trust, Mortgage · Line of Credit IBERIABANK |
| Mar 21, 2017 | Deed of Trust, Mortgage · Conventional with PMI FBC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2003 · Amount on File |
| Deed Sale | Nov 5, 2003 · Amount on File |
| Deed Document Number | 2003645213 |
| Deed Book / Page | 7182 / 1131 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 9, 2026 |
| Property Address | 9854 MARSH POINTE DR, ORLANDO, FL 32832-5948 |
| Document Number | 0000383068 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 2026383068 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 9854 MARSH POINTE DR, ORLANDO, FL 32832-5948 |
| Document Number | 0000383068, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 2026383068 |
| Name | TRUSTCO BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9854 MARSH POINTE DR, ORLANDO, FL 32832-5948 |
| Document Number | 0000506465 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9854 MARSH POINTE DR ORLANDO FL 328325948, ORLANDO, FL 32832-5948 |
| Document Number | 0000506465 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 506465 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9854 MARSH POINTE DR, ORLANDO, FL 32832-5948 |
| Document Number | 0000277867 |
| Instrument Date | May 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9854 MARSH POINTE DR ORLANDO FL 328325948, ORLANDO, FL 32832-5948 |
| Document Number | 0000277867 |
|---|---|
| Date | May 18, 2017 |
| Instrument | 277867 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 17, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9854 MARSH POINTE DR, ORLANDO, FL 32832-5948 |
| Document Number | 0000174007 |
| Instrument Date | Mar 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9854 MARSH POINTE DR ORLANDO FL 328325948, ORLANDO, FL 32832-5948 |
| Document Number | 0000174007 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 174007 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 30, 2032 |
The 2025 property tax bill for 9854 Marsh Pointe Dr was $5,220, up 4.9% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,342 (+2.7%) | $635,810 (-1.48%) Land $120,000 Building $515,810 | |
| 2025 | $5,220.00 (+4.88%) Homeowner's exemption | $339,184 | $645,360 Land $120,000 Building $525,360 |
| 2024 | $4,977.00 (+7.31%) | ||
| 2023 | $4,638.00 (+3.64%) Homeowner's exemption | $320,024 (+3%) | $587,323 (+20.24%) Land $120,000 Building $467,323 |
| 2022 | $4,475.00 Homeowner's exemption | $310,703 | $488,458 Land $90,000 Building $398,458 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9854 Marsh Pointe Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9854 Marsh Pointe Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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