9850 Solar Course, Laurel, MD 20723 Property Records

Howard County property record for 9850 Solar Course, Laurel, MD 20723

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,432 sqft · built 2012
Lot Size	0.06 acres (2,640 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Apr 2026)
Tax Bill	$8,076 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-587666`

Property Details

APN / Parcel Number

Primary APN	`06-587666`
Alternative APN	`587666`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,432 sqft Total Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,640 sqft (0.06 acres)
Garage Type	Built-in
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	587666
Street Address	9850 SOLAR CRSE
City	LAUREL
State	MD
Zip	20723-5897
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MXD 3
Legal Description	LOT 69 2,640 SQ' 9850 SOLAR COURSE EMERSON S2 P3 RS LOT 25
Legal Subdivision	EMERSON SEC 2 PH 3
Legal Lot Number	25,69
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3000
Census Tract	606808

Owner

9850 Solar Course, a townhouse, is owned and occupied by two individuals who bought it in April 2026.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9850 SOLAR CRSE, LAUREL, MD 20723-5897
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE
Apr 28, 2026	Warranty Deed, Transfer · Conventional Mortgage INSIDER MORTGAGE CORPORATION
May 18, 2022	Deed, Transfer · Conventional Mortgage TOPONE MORTGAGE INC
Aug 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage ANDREWS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on File
Deed Sale	Apr 28, 2026 · Amount on File
Prior Sale	May 18, 2022 · Amount on File
Deed Book / Page	23208 / 474
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 28, 2026
Property Address	9850 SOLAR CRSE, LAUREL, MD 20723-5897
Document Number	2320000474
Book / Page	23208 / 474
Instrument Date	Apr 9, 2026
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$656,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9850 SOLAR CRSE, LAUREL, MD 20723-5897

Mortgage

Document Number	2320000480,
Date	Apr 28, 2026
Book Page	23208/480

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 28, 2026
Property Address	9850 SOLAR CRSE, LAUREL, MD 20723-5897
Document Number	0232080474
Book / Page	23208 / 474
Instrument Date	Apr 9, 2026
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$656,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9850 SOLAR CRSE, LAUREL, MD 20723-5897

Mortgage

Document Number	2320000480,
Date	Apr 28, 2026
Book Page	23208/480

Lender

Name	INSIDER MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	May 18, 2022
Property Address	9850 SOLAR CRSE, LAUREL, MD 20723-5897
Document Number	0215270494
Book / Page	21527 / 494
Map Reference	PL 20859&20860
Instrument Date	May 3, 2022
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	ICON TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9850 SOLAR CRSE, LAUREL, MD 20723-5897

Mortgage

Document Number	0021527500
Date	May 18, 2022
Instrument	21527/500

Lender

Name	TOPONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9850 SOLAR CRSE, LAUREL, MD 20723-5897
Document Number	0177770496
Book / Page	017777 / 000496
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	9850 SOLAR CRSE LAUREL MD 207235897, LAUREL, MD 20723-5897

Mortgage

Document Number	0177770496
Date	Aug 29, 2017
Book Page	017777/000496

Lender

Name	ANDREWS FCU
Type	Credit Union
Address	SUITLAND, MD 20746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 28, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 9850 Solar Course was $8,076, up 1,965.5% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,076.00 (+1,965.47%)	$530,167 (+8.73%)	$615,300 (+26.19%) Land $230,000 Building $385,300
2025	$391.00	$487,600 Land $130,000 Building $357,600	$487,600 Land $130,000 Building $357,600
2024	$391.00
2023		$449,533	$487,600 Land $130,000 Building $357,600
2022	$4,847.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9850 Solar Course in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9850 Solar Course is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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