Saginaw County property record for 9850 Gratiot Rd, Saginaw, MI 48609
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,107 sqft · built 1948 |
| Lot Size | 0.218 acres (9,496 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $57,000 (Jun 2002) |
| Tax Bill | $1,777 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-27-2126-000 |
| Primary APN | 28-12-3-27-2126-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,107 sqft Living Area |
| 1st Floor Area | 1,107 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,496 sqft (0.218 acres) |
| Lot Dimensions | 92 ft deep x 103 ft wide |
| Garage Area | 377 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 180 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 9850 GRATIOT RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48609-9460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 26 STARK SUBDIVISION SEC 27 T12N R3E |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 27 |
| Legal Subdivision | STARK SUBDIVISION |
| Legal Lot Number | 26 |
| Legal Unit | 26 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 12003 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9850 GRATIOT RD, SAGINAW, MI 48609-9460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2002 · Amount on Record |
| Deed Sale | Jun 12, 2002 · Amount on Record |
| Prior Sale | May 8, 2001 · Amount on Record |
| Deed Document Number | 20027086296 |
| Deed Book / Page | 2224 / 1461 |
| Last Transfer Date | May 12, 2014 |
| Transfer Doc | 0000016569 |
| Record Updated | Oct 29, 2026 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,700 (+58.92%) | $135,400 (+58.92%) | |
| 2025 | $1,777.00 (+18.62%) Homeowner's exemption | ||
| 2023 | $42,600 | $85,200 | |
| 2022 | $1,498.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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